IFSC Code of Idfc First Bank Ltd, Ghaziabad - Modinagar Branch, Ghaziabad, Uttar Pradesh — IDFB0021417

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Ghaziabad - Modinagar Branch branch in Ghaziabad, Ghaziabad, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Ghaziabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0021417. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Ghaziabad - Modinagar Branch, Ghaziabad

Below in the table are the key details related to IFSC Code IDFB0021417 of Idfc First Bank Ltd for its branch located in Ghaziabad, within the district of Ghaziabad in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Ghaziabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0021417 for the Ghaziabad - Modinagar Branch branch of Idfc First Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Ghaziabad - Modinagar Branch, Ghaziabad, Uttar Pradesh, is provided with a unique IFSC like IDFB0021417 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Idfc First Bank Ltd branch in Ghaziabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ghaziabad and Ghaziabad.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Ghaziabad - Modinagar Branch do not get mixed with another location.

Format of the IFSC Code IDFB0021417

This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghaziabad - Modinagar Branch in Ghaziabad.

For example, the IFSC Code IDFB0021417 of Idfc First Bank Ltd for the Ghaziabad - Modinagar Branch branch includes these elements, identifying the bank and the branch location in Ghaziabad and Uttar Pradesh accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0021417 of Idfc First Bank Ltd for its Ghaziabad - Modinagar Branch branch located in Ghaziabad, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Ghaziabad and Ghaziabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Ghaziabad - Modinagar Branch or Ghaziabad to get the exact IFSC Code IDFB0021417.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Ghaziabad, then it will provide you proper information.

How to Use IFSC Code IDFB0021417 for Online Transfers?

If you have the IFSC Code IDFB0021417 for the Ghaziabad - Modinagar Branch branch of Idfc First Bank Ltd in Ghaziabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0021417. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0021417.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Ghaziabad - Modinagar Branch in Ghaziabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Ghaziabad - Modinagar Branch, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idfc First Bank Ltd website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ghaziabad manage online transfers as well as cheque clearances with ease.