Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Dahegam Branch branch in Gandhinagar, Dahegam, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDFB0042344. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Dahegam Branch, Gandhinagar

The table below shows the main details of the IFSC Code IDFB0042344 for the Idfc First Bank Ltd branch in Gandhinagar, which falls under the Dahegam district in Gujarat.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0042344
Branch Dahegam Branch
City Gandhinagar
District Dahegam
State Gujarat
Address Balmukund Square,Shop 56, 57, 58 And Shop No. 151,152,153 & 154,Ground Floor & First Floor, Opp Admi Society ,Dahegam-382305, District Gandhinagar, Gujarat, Toll Free No. 18004194332

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Gandhinagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0042344 for the Dahegam Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0042344 is given to every bank branch, including Idfc First Bank Ltd located in Dahegam Branch, Gandhinagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Idfc First Bank Ltd branch in Gandhinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gandhinagar and Dahegam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Dahegam Branch doesn't end up at another location.

Format of the IFSC Code IDFB0042344

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Idfc First Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dahegam Branch in Gandhinagar.

For example, the IFSC Code IDFB0042344 of Idfc First Bank Ltd for the Dahegam Branch branch has these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0042344 of Idfc First Bank Ltd for its Dahegam Branch branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Gandhinagar and Dahegam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Dahegam Branch or Gandhinagar to get the exact IFSC Code IDFB0042344.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Gandhinagar, you'll get the correct details.

How to Use IFSC Code IDFB0042344 for Online Transfers?

Once you have the IFSC Code IDFB0042344 for the Dahegam Branch branch of Idfc First Bank Ltd in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0042344. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0042344.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Dahegam Branch in Gandhinagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Dahegam Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Dahegam Branch, Gandhinagar?

The IFSC Code is IDFB0042344.

Is the IFSC Code IDFB0042344 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Dahegam Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dahegam Branch branch?

The address of the branch is Balmukund Square,Shop 56, 57, 58 And Shop No. 151,152,153 & 154,Ground Floor & First Floor, Opp Admi Society ,Dahegam-382305, District Gandhinagar, Gujarat, Toll Free No. 18004194332 located in Gandhinagar, Dahegam, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.