For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idfc First Bank Ltd for its Tuni Branch branch in East Godavari, Tuni, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Idfc First Bank Ltd located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code IDFB0081044. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Tuni Branch, East Godavari
The table below shows the main details of the IFSC Code IDFB0081044 for the Idfc First Bank Ltd branch in East Godavari, which falls under the Tuni district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0081044 |
| Branch | Tuni Branch |
| City | East Godavari |
| District | Tuni |
| State | Andhra Pradesh |
| Address | Ground 1St Floor,D No. 6-7-1, Channakantarao Complex, Balaji Road, Tuni, East Godavari District, Andhra Pradesh-533401, Toll Free No-18004194332 |
These details helps users in online banking and for businesses and individuals who use Idfc First Bank Ltd in East Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0081044 for the Tuni Branch branch of Idfc First Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Tuni Branch, East Godavari, Andhra Pradesh, are allotted a unique IFSC like IDFB0081044 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in East Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like East Godavari and Tuni.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Tuni Branch reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code IDFB0081044
The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tuni Branch in East Godavari.
For example, the IFSC Code IDFB0081044 of Idfc First Bank Ltd for the Tuni Branch branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh correctly.
How to Find IFSC Code for Idfc First Bank Ltd?
To find the IFSC Code IDFB0081044 of Idfc First Bank Ltd for its Tuni Branch branch located in East Godavari, the following methods can help you out:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idfc First Bank Ltd branches in East Godavari and Tuni, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Tuni Branch or East Godavari to find the exact IFSC Code IDFB0081044.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and East Godavari will provide accurate information.
How to Use IFSC Code IDFB0081044 for Online Transfers?
Once you have the IFSC Code IDFB0081044 for the Tuni Branch branch of Idfc First Bank Ltd in East Godavari, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0081044. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0081044.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Tuni Branch in East Godavari, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Tuni Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Godavari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDFB0081044.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground 1St Floor,D No. 6-7-1, Channakantarao Complex, Balaji Road, Tuni, East Godavari District, Andhra Pradesh-533401, Toll Free No-18004194332 located in East Godavari, Tuni, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.