Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idfc First Bank Ltd for its Dimapur-Dbu Branch branch in Dimapur, Dimapur, or Nagaland, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Idfc First Bank Ltd located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code IDFB0060862. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Dimapur-Dbu Branch, Dimapur
The table below shows the main details of the IFSC Code IDFB0060862 for the Idfc First Bank Ltd branch in Dimapur, which falls under the Dimapur district in Nagaland.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0060862 |
| Branch | Dimapur-Dbu Branch |
| City | Dimapur |
| District | Dimapur |
| State | Nagaland |
| Address | Rakhi Complex,Basement,Chruch Road,Dimapur,Nagaland-797112,Toll Free No-18004194332. |
These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Dimapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0060862 for the Dimapur-Dbu Branch branch of Idfc First Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Dimapur-Dbu Branch, Dimapur, Nagaland, are allotted a unique IFSC like IDFB0060862 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dimapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dimapur and Dimapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idfc First Bank Ltd in Dimapur-Dbu Branch reaches the right place, even though there are thousands of branches in Nagaland and across India.
Format of the IFSC Code IDFB0060862
The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dimapur-Dbu Branch in Dimapur.
For example, the IFSC Code IDFB0060862 of Idfc First Bank Ltd for the Dimapur-Dbu Branch branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are trying to find the IFSC Code IDFB0060862 of Idfc First Bank Ltd for its Dimapur-Dbu Branch branch located in Dimapur, the following methods can help:
Cheque Book
The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idfc First Bank Ltd branches in Dimapur and Dimapur, print them on the first page of your passbook.
Bank Website
Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Dimapur-Dbu Branch or Dimapur to get the exact IFSC Code IDFB0060862.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Dimapur, you'll get the correct details.
How to Use IFSC Code IDFB0060862 for Online Transfers?
Once you have the IFSC Code IDFB0060862 for the Dimapur-Dbu Branch branch of Idfc First Bank Ltd in Dimapur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDFB0060862. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0060862.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Dimapur-Dbu Branch in Dimapur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Dimapur-Dbu Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dimapur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dimapur-Dbu Branch Dimapur branch is IDFB0060862.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Rakhi Complex,Basement,Chruch Road,Dimapur,Nagaland-797112,Toll Free No-18004194332..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.