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IFSC Code of Idfc First Bank Ltd, Dehradun Branch, Dehradun, Uttarakhand — IDFB0021231

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idfc First Bank Ltd for its Dehradun Branch branch in Dehradun, Dehradun, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Idfc First Bank Ltd located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IDFB0021231. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Dehradun Branch, Dehradun

Here are the main details that are associated with the IFSC Code IDFB0021231 of Idfc First Bank Ltd for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0021231
Branch Dehradun Branch
City Dehradun
District Dehradun
State Uttarakhand
Address Ground Floor,& Second Floor 59-3,Raipur Road,Dehradun,248001

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Dehradun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0021231 for the Dehradun Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDFB0021231 is given to every bank branch, including Idfc First Bank Ltd located in Dehradun Branch, Dehradun, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Idfc First Bank Ltd branch in Dehradun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dehradun and Dehradun.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Dehradun Branch doesn't end up at another location.

Format of the IFSC Code IDFB0021231

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dehradun Branch in Dehradun.

For example, the IFSC Code IDFB0021231 of Idfc First Bank Ltd for the Dehradun Branch branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0021231 of Idfc First Bank Ltd for its Dehradun Branch branch located in Dehradun, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Dehradun Branch or Dehradun to get the exact IFSC Code IDFB0021231.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Dehradun, you'll get the correct details.

How to Use IFSC Code IDFB0021231 for Online Transfers?

Once you have the IFSC Code IDFB0021231 for the Dehradun Branch branch of Idfc First Bank Ltd in Dehradun, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0021231. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0021231.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Dehradun Branch in Dehradun may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idfc First Bank Ltd in Dehradun Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dehradun manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Dehradun Branch, Dehradun?

The IFSC Code is IDFB0021231.

Is the IFSC Code IDFB0021231 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Dehradun Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dehradun Branch branch?

The address of the branch is Ground Floor,& Second Floor 59-3,Raipur Road,Dehradun,248001 located in Dehradun, Dehradun, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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