The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Siliguri- Sevoke Road Branch branch in Darjiling, Siliguri, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDFB0060384. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Siliguri- Sevoke Road Branch, Darjiling

Here are the key points that are associated with the IFSC Code IDFB0060384 of Idfc First Bank Ltd for its branch located in Darjiling, within the district of Siliguri in the state of West Bengal.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0060384
Branch Siliguri- Sevoke Road Branch
City Darjiling
District Siliguri
State West Bengal
Address Ground Floor, Saturn Plaza, Sevoke Road, Ward No.-13, Siliguri, Pin-734001, Toll Free No. -18602582000

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Darjiling for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0060384 for the Siliguri- Sevoke Road Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Siliguri- Sevoke Road Branch, Darjiling, West Bengal, are allotted a unique IFSC like IDFB0060384 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darjiling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Darjiling and Siliguri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Siliguri- Sevoke Road Branch reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code IDFB0060384

The format of the IFSC Code for banks, including Idfc First Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siliguri- Sevoke Road Branch in Darjiling.

For example, the IFSC Code IDFB0060384 of Idfc First Bank Ltd for the Siliguri- Sevoke Road Branch branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0060384 of Idfc First Bank Ltd for its Siliguri- Sevoke Road Branch branch located in Darjiling, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Darjiling and Siliguri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Siliguri- Sevoke Road Branch or Darjiling to get the exact IFSC Code IDFB0060384.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Darjiling, then it will provide you proper information.

How to Use IFSC Code IDFB0060384 for Online Transfers?

Once you have the IFSC Code IDFB0060384 for the Siliguri- Sevoke Road Branch branch of Idfc First Bank Ltd in Darjiling, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0060384. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0060384.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Siliguri- Sevoke Road Branch in Darjiling, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Siliguri- Sevoke Road Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjiling to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Siliguri- Sevoke Road Branch, Darjiling?

The IFSC Code is IDFB0060384.

Is the IFSC Code IDFB0060384 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Siliguri- Sevoke Road Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Siliguri- Sevoke Road Branch branch?

The address of the branch is Ground Floor, Saturn Plaza, Sevoke Road, Ward No.-13, Siliguri, Pin-734001, Toll Free No. -18602582000 located in Darjiling, Siliguri, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.