Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Hiriyur Branch branch in Chitradurga, Hiriyur, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Chitradurga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IDFB0080993. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idfc First Bank Ltd, Hiriyur Branch, Chitradurga
Below in the table are the key details related to IFSC Code IDFB0080993 of Idfc First Bank Ltd for its branch located in Chitradurga, within the district of Hiriyur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Idfc First Bank Ltd |
| IFSC Code | IDFB0080993 |
| Branch | Hiriyur Branch |
| City | Chitradurga |
| District | Hiriyur |
| State | Karnataka |
| Address | Ground Floor, Opp. Maha Tvs Showroom, Besides Reliance Petrol Bunk, Mysore Road, Hiriyur -577598 Toll Free No.- 18004194332 |
These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Chitradurga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0080993 for the Hiriyur Branch branch of Idfc First Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Hiriyur Branch, Chitradurga, Karnataka, is provided a unique IFSC like IDFB0080993 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idfc First Bank Ltd branch in Chitradurga.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chitradurga and Hiriyur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Hiriyur Branch do not get misguided to another person.
Format of the IFSC Code IDFB0080993
The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idfc First Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hiriyur Branch in Chitradurga.
For example, the IFSC Code IDFB0080993 of Idfc First Bank Ltd for the Hiriyur Branch branch includes these elements, identifying the bank and the branch location in Chitradurga and Karnataka accurately.
How to Find IFSC Code for Idfc First Bank Ltd?
If you are looking for the IFSC Code IDFB0080993 of Idfc First Bank Ltd for its Hiriyur Branch branch located in Chitradurga, the following methods can help:
Cheque Book
The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idfc First Bank Ltd branches in Chitradurga and Hiriyur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Hiriyur Branch or Chitradurga to get the exact IFSC Code IDFB0080993.
Mobile Banking App
If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Chitradurga, then it will provide you proper information.
How to Use IFSC Code IDFB0080993 for Online Transfers?
Once you have the IFSC Code IDFB0080993 for the Hiriyur Branch branch of Idfc First Bank Ltd in Chitradurga, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDFB0080993. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080993.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idfc First Bank Ltd Hiriyur Branch in Chitradurga may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Hiriyur Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idfc First Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Chitradurga manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Hiriyur Branch Chitradurga branch is IDFB0080993.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Opp. Maha Tvs Showroom, Besides Reliance Petrol Bunk, Mysore Road, Hiriyur -577598 Toll Free No.- 18004194332.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.