The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Jalahalli Cross Branch branch in Bengaluru Urban, Bangalore, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Bengaluru Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IDFB0081107. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Jalahalli Cross Branch, Bengaluru Urban

Here are some of the key details that come with the IFSC Code IDFB0081107 of Idfc First Bank Ltd for its branch located in Bengaluru Urban, within the district of Bangalore in the state of Karnataka.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0081107
Branch Jalahalli Cross Branch
City Bengaluru Urban
District Bangalore
State Karnataka
Address Ground Floor, No.628, Khata No.54, Ward No. 39, Tumkur Main Road, Yeshwanthapur Hobli, Near Jalahalli Cross Road, Netaji Nagara, Bangalore, Karnataka-560057, Toll Free No-18002582000

These details are essential not only for online banking users but also for businesses and individuals who use Idfc First Bank Ltd in Bengaluru Urban for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0081107 for the Jalahalli Cross Branch branch of Idfc First Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Jalahalli Cross Branch, Bengaluru Urban, Karnataka, are given a unique IFSC like IDFB0081107 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bengaluru Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bengaluru Urban and Bangalore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idfc First Bank Ltd in Jalahalli Cross Branch goes to the correct branch. This is important because Idfc First Bank Ltd has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDFB0081107

This is the format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalahalli Cross Branch in Bengaluru Urban.

For example, the IFSC Code IDFB0081107 of Idfc First Bank Ltd for the Jalahalli Cross Branch branch includes these elements, identifying the bank and the branch location in Bengaluru Urban and Karnataka accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are looking for the IFSC Code IDFB0081107 of Idfc First Bank Ltd for its Jalahalli Cross Branch branch located in Bengaluru Urban, the following methods can help:

Cheque Book

The cheque book that is issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idfc First Bank Ltd branches in Bengaluru Urban and Bangalore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idfc First Bank Ltd and look for the branch locator section, then search for Jalahalli Cross Branch or Bengaluru Urban to get the exact IFSC Code IDFB0081107.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idfc First Bank Ltd and Bengaluru Urban, then it will provide you proper information.

How to Use IFSC Code IDFB0081107 for Online Transfers?

If you have the IFSC Code IDFB0081107 for the Jalahalli Cross Branch branch of Idfc First Bank Ltd in Bengaluru Urban, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0081107. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0081107.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Jalahalli Cross Branch in Bengaluru Urban, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Jalahalli Cross Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bengaluru Urban to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd Jalahalli Cross Branch Bengaluru Urban?

The IFSC Code of the Jalahalli Cross Branch Bengaluru Urban branch is IDFB0081107.

Is IFSC Code IDFB0081107 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idfc First Bank Ltd Jalahalli Cross Branch branch?

The branch is located at Ground Floor, No.628, Khata No.54, Ward No. 39, Tumkur Main Road, Yeshwanthapur Hobli, Near Jalahalli Cross Road, Netaji Nagara, Bangalore, Karnataka-560057, Toll Free No-18002582000.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby IDFC First Bank Ltd Branches

Back to Top