There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idfc First Bank Ltd for its Barabanki Branch branch in Bara Banki, Barabanki, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Idfc First Bank Ltd situated in Bara Banki or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDFB0022051. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Barabanki Branch, Bara Banki

Here are the main details that are associated with the IFSC Code IDFB0022051 of Idfc First Bank Ltd for its branch located in Bara Banki, within the district of Barabanki in the state of Uttar Pradesh.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0022051
Branch Barabanki Branch
City Bara Banki
District Barabanki
State Uttar Pradesh
Address Upper Ground Floor, Khasra No.39 Min, Obri, Pargana , Lucknow Road, Tehsil Nawabganj, District Barabanki, Uttar Pradesh- 225001, Toll Free No. 18004194332

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Bara Banki for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0022051 for the Barabanki Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Barabanki Branch, Bara Banki, Uttar Pradesh, is provided with a unique IFSC like IDFB0022051 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idfc First Bank Ltd branch in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bara Banki and Barabanki.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Barabanki Branch do not get mixed with another location.

Format of the IFSC Code IDFB0022051

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barabanki Branch in Bara Banki.

For example, the IFSC Code IDFB0022051 of Idfc First Bank Ltd for the Barabanki Branch branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

To find the IFSC Code IDFB0022051 of Idfc First Bank Ltd for its Barabanki Branch branch located in Bara Banki, the following methods can help you out:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Bara Banki and Barabanki, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Barabanki Branch or Bara Banki to find the exact IFSC Code IDFB0022051.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Bara Banki will provide accurate information.

How to Use IFSC Code IDFB0022051 for Online Transfers?

Once you have the IFSC Code IDFB0022051 for the Barabanki Branch branch of Idfc First Bank Ltd in Bara Banki, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0022051. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0022051.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Barabanki Branch in Bara Banki, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Barabanki Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bara Banki manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Barabanki Branch, Bara Banki?

The IFSC Code is IDFB0022051.

Is the IFSC Code IDFB0022051 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Barabanki Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barabanki Branch branch?

The address of the branch is Upper Ground Floor, Khasra No.39 Min, Obri, Pargana , Lucknow Road, Tehsil Nawabganj, District Barabanki, Uttar Pradesh- 225001, Toll Free No. 18004194332 located in Bara Banki, Barabanki, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.