Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Koramangala Branch branch in Bangalore Urban, Koramangala, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IDFB0080152. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Koramangala Branch, Bangalore Urban

Below in the table are the key details related to IFSC Code IDFB0080152 of Idfc First Bank Ltd for its branch located in Bangalore Urban, within the district of Koramangala in the state of Karnataka.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0080152
Branch Koramangala Branch
City Bangalore Urban
District Koramangala
State Karnataka
Address Ground Floor, Anugopal Plaza, No 610,6Th Block, 80 Feet Road, Koramangala, Bengaluru 560095, Toll Free Number 18004194332

These details helps users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Bangalore Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0080152 for the Koramangala Branch branch of Idfc First Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Koramangala Branch, Bangalore Urban, Karnataka, is provided with a unique IFSC like IDFB0080152 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idfc First Bank Ltd branch in Bangalore Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bangalore Urban and Koramangala.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Koramangala Branch do not get mixed with another location.

Format of the IFSC Code IDFB0080152

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Koramangala Branch in Bangalore Urban.

For example, the IFSC Code IDFB0080152 of Idfc First Bank Ltd for the Koramangala Branch branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

To find the IFSC Code IDFB0080152 of Idfc First Bank Ltd for its Koramangala Branch branch located in Bangalore Urban, the following methods can help you out:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Bangalore Urban and Koramangala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and go to the branch locator section. Then search for Koramangala Branch or Bangalore Urban to find the exact IFSC Code IDFB0080152.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idfc First Bank Ltd and Bangalore Urban will provide accurate information.

How to Use IFSC Code IDFB0080152 for Online Transfers?

Once you have the IFSC Code IDFB0080152 for the Koramangala Branch branch of Idfc First Bank Ltd in Bangalore Urban, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDFB0080152. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080152.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idfc First Bank Ltd Koramangala Branch in Bangalore Urban, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Koramangala Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bangalore Urban to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd in Koramangala Branch, Bangalore Urban?

The IFSC Code is IDFB0080152.

Is the IFSC Code IDFB0080152 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idfc First Bank Ltd Koramangala Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Koramangala Branch branch?

The address of the branch is Ground Floor, Anugopal Plaza, No 610,6Th Block, 80 Feet Road, Koramangala, Bengaluru 560095, Toll Free Number 18004194332 located in Bangalore Urban, Koramangala, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.