Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idfc First Bank Ltd for its Bilagi Branch branch in Bagalkot, Bilagi, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idfc First Bank Ltd located in Bagalkot or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IDFB0080335. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idfc First Bank Ltd, Bilagi Branch, Bagalkot

Here are the main details that are associated with the IFSC Code IDFB0080335 of Idfc First Bank Ltd for its branch located in Bagalkot, within the district of Bilagi in the state of Karnataka.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0080335
Branch Bilagi Branch
City Bagalkot
District Bilagi
State Karnataka
Address Door No 287, Ground Floor, Pi D No. 1-5-2, Gudur Complex, Ward No. 2, Bilagi Taluka, Dist. Bagalkot Karnataka - 587116. Toll Free No. 18004194332

These details are important not only for users using online banking but also for businesses and individuals who use Idfc First Bank Ltd in Bagalkot for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDFB0080335 for the Bilagi Branch branch of Idfc First Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idfc First Bank Ltd located in Bilagi Branch, Bagalkot, Karnataka, is provided with a unique IFSC like IDFB0080335 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idfc First Bank Ltd branch in Bagalkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bagalkot and Bilagi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Idfc First Bank Ltd in Bilagi Branch do not get mixed with another location.

Format of the IFSC Code IDFB0080335

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idfc First Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bilagi Branch in Bagalkot.

For example, the IFSC Code IDFB0080335 of Idfc First Bank Ltd for the Bilagi Branch branch includes these elements, identifying the bank and the branch location in Bagalkot and Karnataka accurately.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0080335 of Idfc First Bank Ltd for its Bilagi Branch branch located in Bagalkot, the following methods can help:

Cheque Book

The cheque books that are issued by Idfc First Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Bagalkot and Bilagi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and find the branch locator section. Search for Bilagi Branch or Bagalkot to get the exact IFSC Code IDFB0080335.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idfc First Bank Ltd and Bagalkot that will provide accurate information.

How to Use IFSC Code IDFB0080335 for Online Transfers?

If you have the IFSC Code IDFB0080335 for the Bilagi Branch branch of Idfc First Bank Ltd in Bagalkot, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0080335. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0080335.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Bilagi Branch in Bagalkot, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Bilagi Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bagalkot to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd Bilagi Branch Bagalkot?

The IFSC Code of the Bilagi Branch Bagalkot branch is IDFB0080335.

Is IFSC Code IDFB0080335 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idfc First Bank Ltd Bilagi Branch branch?

The branch is located at Door No 287, Ground Floor, Pi D No. 1-5-2, Gudur Complex, Ward No. 2, Bilagi Taluka, Dist. Bagalkot Karnataka - 587116. Toll Free No. 18004194332.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.