The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idfc First Bank Ltd for its Ahmedabad _X0013_ Nikol Branch branch in Ahmedabad, Ahmedabad, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idfc First Bank Ltd located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDFB0040332. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idfc First Bank Ltd, Ahmedabad _X0013_ Nikol Branch, Ahmedabad

The table below shows the main details of the IFSC Code IDFB0040332 for the Idfc First Bank Ltd branch in Ahmedabad, which falls under the Ahmedabad district in Gujarat.

Particulars Details
Bank Idfc First Bank Ltd
IFSC Code IDFB0040332
Branch Ahmedabad _X0013_ Nikol Branch
City Ahmedabad
District Ahmedabad
State Gujarat
Address Ground Floor, Unit No. 1&2,Meru Mount Plaza, Bhakti Circle Road, Nikol, Ahmedabad -382350, Toll Free No- 18004194332

These details helps users in online banking and for businesses and individuals who use Idfc First Bank Ltd in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDFB0040332 for the Ahmedabad _X0013_ Nikol Branch branch of Idfc First Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idfc First Bank Ltd located in Ahmedabad _X0013_ Nikol Branch, Ahmedabad, Gujarat, are allotted a unique IFSC like IDFB0040332 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ahmedabad and Ahmedabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idfc First Bank Ltd in Ahmedabad _X0013_ Nikol Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code IDFB0040332

The format of the IFSC Code for banks, including Idfc First Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Idfc First Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ahmedabad _X0013_ Nikol Branch in Ahmedabad.

For example, the IFSC Code IDFB0040332 of Idfc First Bank Ltd for the Ahmedabad _X0013_ Nikol Branch branch has these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.

How to Find IFSC Code for Idfc First Bank Ltd?

If you are trying to find the IFSC Code IDFB0040332 of Idfc First Bank Ltd for its Ahmedabad _X0013_ Nikol Branch branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque book issued by Idfc First Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Idfc First Bank Ltd branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Idfc First Bank Ltd and navigate to the branch locator section. Search for Ahmedabad _X0013_ Nikol Branch or Ahmedabad to get the exact IFSC Code IDFB0040332.

Mobile Banking App

If you use Idfc First Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idfc First Bank Ltd and Ahmedabad, you'll get the correct details.

How to Use IFSC Code IDFB0040332 for Online Transfers?

Once you have the IFSC Code IDFB0040332 for the Ahmedabad _X0013_ Nikol Branch branch of Idfc First Bank Ltd in Ahmedabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDFB0040332. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idfc First Bank Ltd IFSC Code IDFB0040332.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idfc First Bank Ltd Ahmedabad _X0013_ Nikol Branch in Ahmedabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idfc First Bank Ltd in Ahmedabad _X0013_ Nikol Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idfc First Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ahmedabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idfc First Bank Ltd Ahmedabad _X0013_ Nikol Branch Ahmedabad?

The IFSC Code of the Ahmedabad _X0013_ Nikol Branch Ahmedabad branch is IDFB0040332.

Is IFSC Code IDFB0040332 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idfc First Bank Ltd Ahmedabad _X0013_ Nikol Branch branch?

The branch is located at Ground Floor, Unit No. 1&2,Meru Mount Plaza, Bhakti Circle Road, Nikol, Ahmedabad -382350, Toll Free No- 18004194332.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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