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IFSC Code of Idbi Bank, The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta, Kalpetta, Kerala — IBKL0SBCB10

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idbi Bank for its The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta branch in Wayanad, Kalpetta, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Idbi Bank located in Wayanad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IBKL0SBCB10. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta, Wayanad

Here are the main details that are associated with the IFSC Code IBKL0SBCB10 of Idbi Bank for its branch located in Wayanad, within the district of Kalpetta in the state of Kerala.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0SBCB10
Branch The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta
City Wayanad
District Kalpetta
State Kerala
Address Kottaram Heights,Main Road,Kalpetta

These details are essential not only for online banking users but also for businesses and individuals who use Idbi Bank in Wayanad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0SBCB10 for the The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta branch of Idbi Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta, Wayanad, Kerala, is provided with a unique IFSC like IBKL0SBCB10 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idbi Bank branch in Wayanad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Wayanad and Kalpetta.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta do not get mixed with another location.

Format of the IFSC Code IBKL0SBCB10

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta in Wayanad.

For example, the IFSC Code IBKL0SBCB10 of Idbi Bank for the The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta branch has these elements, identifying the bank and the branch location in Wayanad and Kerala correctly.

How to Find IFSC Code for Idbi Bank?

To find the IFSC Code IBKL0SBCB10 of Idbi Bank for its The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta branch located in Wayanad, the following methods can help you out:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Wayanad and Kalpetta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and go to the branch locator section. Then search for The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta or Wayanad to find the exact IFSC Code IBKL0SBCB10.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idbi Bank and Wayanad will provide accurate information.

How to Use IFSC Code IBKL0SBCB10 for Online Transfers?

Once you have the IFSC Code IBKL0SBCB10 for the The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta branch of Idbi Bank in Wayanad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0SBCB10. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0SBCB10.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta in Wayanad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Wayanad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta, Wayanad?

The IFSC Code is IBKL0SBCB10.

Is the IFSC Code IBKL0SBCB10 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Sultan S Battery Co-Operative Urban Bank Ltd. Kalpetta branch?

The address of the branch is Kottaram Heights,Main Road,Kalpetta located in Wayanad, Kalpetta, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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