For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idbi Bank for its The Sirsi Urban Sahakari Bank Limited branch in Uttar Kannad, Babruwada, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Idbi Bank located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IBKL0069S11. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, The Sirsi Urban Sahakari Bank Limited, Uttar Kannad
Here are some of the key details that come with the IFSC Code IBKL0069S11 of Idbi Bank for its branch located in Uttar Kannad, within the district of Babruwada in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0069S11 |
| Branch | The Sirsi Urban Sahakari Bank Limited |
| City | Uttar Kannad |
| District | Babruwada |
| State | Karnataka |
| Address | Ganga Nivas,P B No.18,Babruwada,Ankola -581 314 |
These details helps users in online banking and for businesses and individuals who use Idbi Bank in Uttar Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0069S11 for the The Sirsi Urban Sahakari Bank Limited branch of Idbi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in The Sirsi Urban Sahakari Bank Limited, Uttar Kannad, Karnataka, is provided with a unique IFSC like IBKL0069S11 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Uttar Kannad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Uttar Kannad and Babruwada.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in The Sirsi Urban Sahakari Bank Limited do not get mixed with another location.
Format of the IFSC Code IBKL0069S11
This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Sirsi Urban Sahakari Bank Limited in Uttar Kannad.
For example, the IFSC Code IBKL0069S11 of Idbi Bank for the The Sirsi Urban Sahakari Bank Limited branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0069S11 of Idbi Bank for its The Sirsi Urban Sahakari Bank Limited branch located in Uttar Kannad, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Uttar Kannad and Babruwada, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for The Sirsi Urban Sahakari Bank Limited or Uttar Kannad to get the exact IFSC Code IBKL0069S11.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Uttar Kannad, you'll get the correct details.
How to Use IFSC Code IBKL0069S11 for Online Transfers?
If you have the IFSC Code IBKL0069S11 for the The Sirsi Urban Sahakari Bank Limited branch of Idbi Bank in Uttar Kannad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0069S11. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0069S11.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank The Sirsi Urban Sahakari Bank Limited in Uttar Kannad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in The Sirsi Urban Sahakari Bank Limited, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0069S11.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ganga Nivas,P B No.18,Babruwada,Ankola -581 314 located in Uttar Kannad, Babruwada, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.