There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idbi Bank for its The Sirsi Urban Sahakari Bank Limited branch in Uttar Kannad, Shirali, Karnataka, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Idbi Bank situated in Uttar Kannad or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code IBKL0069S10. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, The Sirsi Urban Sahakari Bank Limited, Uttar Kannad
Below in the table are the key details related to IFSC Code IBKL0069S10 of Idbi Bank for its branch located in Uttar Kannad, within the district of Shirali in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0069S10 |
| Branch | The Sirsi Urban Sahakari Bank Limited |
| City | Uttar Kannad |
| District | Shirali |
| State | Karnataka |
| Address | N H 17,Main Road,Shirali -581 354 |
These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Uttar Kannad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0069S10 for the The Sirsi Urban Sahakari Bank Limited branch of Idbi Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in The Sirsi Urban Sahakari Bank Limited, Uttar Kannad, Karnataka, is provided a unique IFSC like IBKL0069S10 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in Uttar Kannad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Uttar Kannad and Shirali.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in The Sirsi Urban Sahakari Bank Limited do not get misguided to another person.
Format of the IFSC Code IBKL0069S10
This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Sirsi Urban Sahakari Bank Limited in Uttar Kannad.
For example, the IFSC Code IBKL0069S10 of Idbi Bank for the The Sirsi Urban Sahakari Bank Limited branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0069S10 of Idbi Bank for its The Sirsi Urban Sahakari Bank Limited branch located in Uttar Kannad, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Idbi Bank branches in Uttar Kannad and Shirali, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for The Sirsi Urban Sahakari Bank Limited or Uttar Kannad to get the exact IFSC Code IBKL0069S10.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Uttar Kannad, you'll get the correct details.
How to Use IFSC Code IBKL0069S10 for Online Transfers?
Once you have the IFSC Code IBKL0069S10 for the The Sirsi Urban Sahakari Bank Limited branch of Idbi Bank in Uttar Kannad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL0069S10. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0069S10.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank The Sirsi Urban Sahakari Bank Limited in Uttar Kannad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Sirsi Urban Sahakari Bank Limited, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0069S10.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is N H 17,Main Road,Shirali -581 354 located in Uttar Kannad, Shirali, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.