The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its The Honavar Urban Co-Operative Bank Ltd Haldipur branch in Uttar Kannad, Haldipur, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code IBKL0187402. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, The Honavar Urban Co-Operative Bank Ltd Haldipur, Uttar Kannad
Below in the table are the key details related to IFSC Code IBKL0187402 of Idbi Bank for its branch located in Uttar Kannad, within the district of Haldipur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0187402 |
| Branch | The Honavar Urban Co-Operative Bank Ltd Haldipur |
| City | Uttar Kannad |
| District | Haldipur |
| State | Karnataka |
| Address | Shree Mukhyaprananatargata Laxmi Venkatesh Dev,Haldipur-581327 |
These details helps users in online banking and for businesses and individuals who use Idbi Bank in Uttar Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0187402 for the The Honavar Urban Co-Operative Bank Ltd Haldipur branch of Idbi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in The Honavar Urban Co-Operative Bank Ltd Haldipur, Uttar Kannad, Karnataka, are allotted a unique IFSC like IBKL0187402 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Uttar Kannad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Uttar Kannad and Haldipur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idbi Bank in The Honavar Urban Co-Operative Bank Ltd Haldipur reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code IBKL0187402
The format of the IFSC Code for banks, including Idbi Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Honavar Urban Co-Operative Bank Ltd Haldipur in Uttar Kannad.
For example, the IFSC Code IBKL0187402 of Idbi Bank for the The Honavar Urban Co-Operative Bank Ltd Haldipur branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka correctly.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0187402 of Idbi Bank for its The Honavar Urban Co-Operative Bank Ltd Haldipur branch located in Uttar Kannad, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Uttar Kannad and Haldipur, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for The Honavar Urban Co-Operative Bank Ltd Haldipur or Uttar Kannad to get the exact IFSC Code IBKL0187402.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Uttar Kannad, you'll get the correct details.
How to Use IFSC Code IBKL0187402 for Online Transfers?
If you have the IFSC Code IBKL0187402 for the The Honavar Urban Co-Operative Bank Ltd Haldipur branch of Idbi Bank in Uttar Kannad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0187402. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0187402.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank The Honavar Urban Co-Operative Bank Ltd Haldipur in Uttar Kannad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Honavar Urban Co-Operative Bank Ltd Haldipur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Uttar Kannad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0187402.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shree Mukhyaprananatargata Laxmi Venkatesh Dev,Haldipur-581327 located in Uttar Kannad, Haldipur, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.