Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Tinsukia branch in Tinsukia, Tinsukia, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Tinsukia or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IBKL0001122. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Tinsukia, Tinsukia

Here are the key points that are associated with the IFSC Code IBKL0001122 of Idbi Bank for its branch located in Tinsukia, within the district of Tinsukia in the state of Assam.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0001122
Branch Tinsukia
City Tinsukia
District Tinsukia
State Assam
Address Idbi Bank Ltd, 1St Floor, R.K. Market, Devipukhuri Road, Tinsukia, Assam, Pin 786125

These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Tinsukia for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0001122 for the Tinsukia branch of Idbi Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Tinsukia, Tinsukia, Assam, are given a unique IFSC like IBKL0001122 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tinsukia.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tinsukia and Tinsukia.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idbi Bank in Tinsukia goes to the correct branch. This is important because Idbi Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IBKL0001122

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tinsukia in Tinsukia.

For example, the IFSC Code IBKL0001122 of Idbi Bank for the Tinsukia branch has these elements, identifying the bank and the branch location in Tinsukia and Assam correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0001122 of Idbi Bank for its Tinsukia branch located in Tinsukia, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Tinsukia and Tinsukia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for Tinsukia or Tinsukia to get the exact IFSC Code IBKL0001122.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Tinsukia that will provide accurate information.

How to Use IFSC Code IBKL0001122 for Online Transfers?

Once you have the IFSC Code IBKL0001122 for the Tinsukia branch of Idbi Bank in Tinsukia, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0001122. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0001122.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idbi Bank Tinsukia in Tinsukia may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in Tinsukia, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tinsukia manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Tinsukia, Tinsukia?

The IFSC Code is IBKL0001122.

Is the IFSC Code IBKL0001122 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Tinsukia?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tinsukia branch?

The address of the branch is Idbi Bank Ltd, 1St Floor, R.K. Market, Devipukhuri Road, Tinsukia, Assam, Pin 786125 located in Tinsukia, Tinsukia, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.