Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idbi Bank for its Ulloor branch in Thiruvananthapuram, Thiruvananthapuram, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Idbi Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IBKL0000745. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Ulloor, Thiruvananthapuram
The table below shows the main details of the IFSC Code IBKL0000745 for the Idbi Bank branch in Thiruvananthapuram, which falls under the Thiruvananthapuram district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0000745 |
| Branch | Ulloor |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| Address | Idbibankltd Ground Floor, Mg Corporatecentre, Ulloor,Tvm-695011 |
These details help users in online banking and for businesses and individuals who use Idbi Bank in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0000745 for the Ulloor branch of Idbi Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Ulloor, Thiruvananthapuram, Kerala, are allotted a unique IFSC like IBKL0000745 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thiruvananthapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thiruvananthapuram and Thiruvananthapuram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idbi Bank in Ulloor reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code IBKL0000745
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ulloor in Thiruvananthapuram.
For example, the IFSC Code IBKL0000745 of Idbi Bank for the Ulloor branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0000745 of Idbi Bank for its Ulloor branch located in Thiruvananthapuram, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Thiruvananthapuram and Thiruvananthapuram, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Ulloor or Thiruvananthapuram to get the exact IFSC Code IBKL0000745.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Thiruvananthapuram, you'll get the correct details.
How to Use IFSC Code IBKL0000745 for Online Transfers?
Once you have the IFSC Code IBKL0000745 for the Ulloor branch of Idbi Bank in Thiruvananthapuram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0000745. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0000745.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idbi Bank Ulloor in Thiruvananthapuram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in Ulloor, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Ulloor Thiruvananthapuram branch is IBKL0000745.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Idbibankltd Ground Floor, Mg Corporatecentre, Ulloor,Tvm-695011.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.