The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its The Jawhar Urban Coop Bank branch in Thane, Jawhar, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IBKL0100JUC. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, The Jawhar Urban Coop Bank, Thane

Here are the key points that are associated with the IFSC Code IBKL0100JUC of Idbi Bank for its branch located in Thane, within the district of Jawhar in the state of Maharashtra.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0100JUC
Branch The Jawhar Urban Coop Bank
City Thane
District Jawhar
State Maharashtra
Address P Jawharlal Neharu Chowk,C Shivaji Path,Jawhar Dist Thane

These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Thane for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0100JUC for the The Jawhar Urban Coop Bank branch of Idbi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in The Jawhar Urban Coop Bank, Thane, Maharashtra, are given a unique IFSC like IBKL0100JUC to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thane and Jawhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idbi Bank in The Jawhar Urban Coop Bank goes to the correct branch. This is important because Idbi Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IBKL0100JUC

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Jawhar Urban Coop Bank in Thane.

For example, the IFSC Code IBKL0100JUC of Idbi Bank for the The Jawhar Urban Coop Bank branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.

How to Find IFSC Code for Idbi Bank?

To find the IFSC Code IBKL0100JUC of Idbi Bank for its The Jawhar Urban Coop Bank branch located in Thane, the following methods can help you out:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Thane and Jawhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and go to the branch locator section. Then search for The Jawhar Urban Coop Bank or Thane to find the exact IFSC Code IBKL0100JUC.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idbi Bank and Thane will provide accurate information.

How to Use IFSC Code IBKL0100JUC for Online Transfers?

Once you have the IFSC Code IBKL0100JUC for the The Jawhar Urban Coop Bank branch of Idbi Bank in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0100JUC. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0100JUC.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank The Jawhar Urban Coop Bank in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Jawhar Urban Coop Bank, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in The Jawhar Urban Coop Bank, Thane?

The IFSC Code is IBKL0100JUC.

Is the IFSC Code IBKL0100JUC permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank The Jawhar Urban Coop Bank?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Jawhar Urban Coop Bank branch?

The address of the branch is P Jawharlal Neharu Chowk,C Shivaji Path,Jawhar Dist Thane located in Thane, Jawhar, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.