IFSC Code of Idbi Bank, Surendranagar, Surendranagar, Gujarat — IBKL0000220

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Surendranagar branch in Surendranagar, Surendranagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IBKL0000220. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, Surendranagar, Surendranagar

Here are the main details that are associated with the IFSC Code IBKL0000220 of Idbi Bank for its branch located in Surendranagar, within the district of Surendranagar in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Idbi Bank in Surendranagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0000220 for the Surendranagar branch of Idbi Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Surendranagar, Surendranagar, Gujarat, are allotted a unique IFSC like IBKL0000220 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surendranagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surendranagar and Surendranagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idbi Bank in Surendranagar reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code IBKL0000220

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Surendranagar in Surendranagar.

For example, the IFSC Code IBKL0000220 of Idbi Bank for the Surendranagar branch has these elements, identifying the bank and the branch location in Surendranagar and Gujarat correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0000220 of Idbi Bank for its Surendranagar branch located in Surendranagar, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Surendranagar and Surendranagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for Surendranagar or Surendranagar to get the exact IFSC Code IBKL0000220.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Surendranagar that will provide accurate information.

How to Use IFSC Code IBKL0000220 for Online Transfers?

Once you have the IFSC Code IBKL0000220 for the Surendranagar branch of Idbi Bank in Surendranagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0000220. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0000220.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Surendranagar in Surendranagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Surendranagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idbi Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surendranagar to handle online money transfers and get their cheques cleared smoothly.