The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Sukmarpar branch in Supaul, Supaul, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Supaul or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IBKL0001540. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, Sukmarpar, Supaul

Here are the key points that are associated with the IFSC Code IBKL0001540 of Idbi Bank for its branch located in Supaul, within the district of Supaul in the state of Bihar.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0001540
Branch Sukmarpar
City Supaul
District Supaul
State Bihar
Address Chainsipatti ,Sukmarpar

These details help users in online banking and for businesses and individuals who use Idbi Bank in Supaul for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0001540 for the Sukmarpar branch of Idbi Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Sukmarpar, Supaul, Bihar, are allotted a unique IFSC like IBKL0001540 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Supaul.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Supaul and Supaul.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idbi Bank in Sukmarpar reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code IBKL0001540

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sukmarpar in Supaul.

For example, the IFSC Code IBKL0001540 of Idbi Bank for the Sukmarpar branch includes these elements, identifying the bank and the branch location in Supaul and Bihar accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0001540 of Idbi Bank for its Sukmarpar branch located in Supaul, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Supaul and Supaul, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for Sukmarpar or Supaul to get the exact IFSC Code IBKL0001540.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Supaul that will provide accurate information.

How to Use IFSC Code IBKL0001540 for Online Transfers?

Once you have the IFSC Code IBKL0001540 for the Sukmarpar branch of Idbi Bank in Supaul, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0001540. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0001540.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank Sukmarpar in Supaul, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in Sukmarpar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Supaul manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Sukmarpar, Supaul?

The IFSC Code is IBKL0001540.

Is the IFSC Code IBKL0001540 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Sukmarpar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sukmarpar branch?

The address of the branch is Chainsipatti ,Sukmarpar located in Supaul, Supaul, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.