Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Bhadohi branch in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IBKL0002067. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Bhadohi, Sant Ravidas Nagar
Here are some of the key details that come with the IFSC Code IBKL0002067 of Idbi Bank for its branch located in Sant Ravidas Nagar, within the district of Bhadohi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0002067 |
| Branch | Bhadohi |
| City | Sant Ravidas Nagar |
| District | Bhadohi |
| State | Uttar Pradesh |
| Address | Bij Niwas Bazar Sardar Khan Chauri Road Bhadohi 221401 |
These details help users in online banking and for businesses and individuals who use Idbi Bank in Sant Ravidas Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0002067 for the Bhadohi branch of Idbi Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IBKL0002067 is given to every bank branch, including Idbi Bank located in Bhadohi, Sant Ravidas Nagar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Sant Ravidas Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Ravidas Nagar and Bhadohi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Idbi Bank in Bhadohi doesn't end up at another location.
Format of the IFSC Code IBKL0002067
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadohi in Sant Ravidas Nagar.
For example, the IFSC Code IBKL0002067 of Idbi Bank for the Bhadohi branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0002067 of Idbi Bank for its Bhadohi branch located in Sant Ravidas Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Sant Ravidas Nagar and Bhadohi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and find the branch locator section. Search for Bhadohi or Sant Ravidas Nagar to get the exact IFSC Code IBKL0002067.
Mobile Banking App
If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Sant Ravidas Nagar that will provide accurate information.
How to Use IFSC Code IBKL0002067 for Online Transfers?
Once you have the IFSC Code IBKL0002067 for the Bhadohi branch of Idbi Bank in Sant Ravidas Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL0002067. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0002067.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Bhadohi in Sant Ravidas Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in Bhadohi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sant Ravidas Nagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0002067.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bij Niwas Bazar Sardar Khan Chauri Road Bhadohi 221401 located in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.