Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idbi Bank for its Idbi Bank Ltd, Modasa branch in Sabar Kantha, Modasa, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Idbi Bank located in Sabar Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IBKL0002186. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Idbi Bank Ltd, Modasa, Sabar Kantha
The table below shows the main details of the IFSC Code IBKL0002186 for the Idbi Bank branch in Sabar Kantha, which falls under the Modasa district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0002186 |
| Branch | Idbi Bank Ltd, Modasa |
| City | Sabar Kantha |
| District | Modasa |
| State | Gujarat |
| Address | Shop No.B-2,B-3,B-4And B-5,City Centre Complex,Ground Floor,Modasa Dist,Aravalli Pin 383315,Gujarat |
These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Sabar Kantha for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0002186 for the Idbi Bank Ltd, Modasa branch of Idbi Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Idbi Bank Ltd, Modasa, Sabar Kantha, Gujarat, is provided with a unique IFSC like IBKL0002186 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Sabar Kantha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sabar Kantha and Modasa.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in Idbi Bank Ltd, Modasa do not get mixed with another location.
Format of the IFSC Code IBKL0002186
This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Idbi Bank Ltd, Modasa in Sabar Kantha.
For example, the IFSC Code IBKL0002186 of Idbi Bank for the Idbi Bank Ltd, Modasa branch includes these elements, identifying the bank and the branch location in Sabar Kantha and Gujarat accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0002186 of Idbi Bank for its Idbi Bank Ltd, Modasa branch located in Sabar Kantha, the following methods can help:
Cheque Book
The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Sabar Kantha and Modasa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and find the branch locator section. Search for Idbi Bank Ltd, Modasa or Sabar Kantha to get the exact IFSC Code IBKL0002186.
Mobile Banking App
If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Sabar Kantha that will provide accurate information.
How to Use IFSC Code IBKL0002186 for Online Transfers?
Once you have the IFSC Code IBKL0002186 for the Idbi Bank Ltd, Modasa branch of Idbi Bank in Sabar Kantha, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL0002186. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0002186.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Idbi Bank Ltd, Modasa in Sabar Kantha, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Idbi Bank Ltd, Modasa, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sabar Kantha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0002186.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.B-2,B-3,B-4And B-5,City Centre Complex,Ground Floor,Modasa Dist,Aravalli Pin 383315,Gujarat located in Sabar Kantha, Modasa, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.