Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its The Co Operative Bank Of Rajkot Ltd Upleta branch in Rajkot, Upleta, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IBKL0119R07. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, The Co Operative Bank Of Rajkot Ltd Upleta, Rajkot

The table below shows the main details of the IFSC Code IBKL0119R07 for the Idbi Bank branch in Rajkot, which falls under the Upleta district in Gujarat.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0119R07
Branch The Co Operative Bank Of Rajkot Ltd Upleta
City Rajkot
District Upleta
State Gujarat
Address Raj Marg,Upleta - 360490

These details help users in online banking and for businesses and individuals who use Idbi Bank in Rajkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0119R07 for the The Co Operative Bank Of Rajkot Ltd Upleta branch of Idbi Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in The Co Operative Bank Of Rajkot Ltd Upleta, Rajkot, Gujarat, are given a unique IFSC like IBKL0119R07 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Rajkot and Upleta.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Idbi Bank in The Co Operative Bank Of Rajkot Ltd Upleta goes to the correct branch. This is important because Idbi Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IBKL0119R07

The format of the IFSC Code for banks, including Idbi Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Co Operative Bank Of Rajkot Ltd Upleta in Rajkot.

For example, the IFSC Code IBKL0119R07 of Idbi Bank for the The Co Operative Bank Of Rajkot Ltd Upleta branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0119R07 of Idbi Bank for its The Co Operative Bank Of Rajkot Ltd Upleta branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Idbi Bank branches in Rajkot and Upleta, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for The Co Operative Bank Of Rajkot Ltd Upleta or Rajkot to get the exact IFSC Code IBKL0119R07.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Rajkot, you'll get the correct details.

How to Use IFSC Code IBKL0119R07 for Online Transfers?

If you have the IFSC Code IBKL0119R07 for the The Co Operative Bank Of Rajkot Ltd Upleta branch of Idbi Bank in Rajkot, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0119R07. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0119R07.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank The Co Operative Bank Of Rajkot Ltd Upleta in Rajkot, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Co Operative Bank Of Rajkot Ltd Upleta, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajkot manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in The Co Operative Bank Of Rajkot Ltd Upleta, Rajkot?

The IFSC Code is IBKL0119R07.

Is the IFSC Code IBKL0119R07 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank The Co Operative Bank Of Rajkot Ltd Upleta?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Co Operative Bank Of Rajkot Ltd Upleta branch?

The address of the branch is Raj Marg,Upleta - 360490 located in Rajkot, Upleta, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.