Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its The Co Operative Bank Of Rajkot Ltd Jasdan branch in Rajkot, Jasdan, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IBKL0119R04. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, The Co Operative Bank Of Rajkot Ltd Jasdan, Rajkot

Here are the key points that are associated with the IFSC Code IBKL0119R04 of Idbi Bank for its branch located in Rajkot, within the district of Jasdan in the state of Gujarat.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0119R04
Branch The Co Operative Bank Of Rajkot Ltd Jasdan
City Rajkot
District Jasdan
State Gujarat
Address Chitalia Kuva Road,Jasdan 360050

These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Rajkot for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0119R04 for the The Co Operative Bank Of Rajkot Ltd Jasdan branch of Idbi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in The Co Operative Bank Of Rajkot Ltd Jasdan, Rajkot, Gujarat, are allotted a unique IFSC like IBKL0119R04 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajkot and Jasdan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idbi Bank in The Co Operative Bank Of Rajkot Ltd Jasdan reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code IBKL0119R04

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Co Operative Bank Of Rajkot Ltd Jasdan in Rajkot.

For example, the IFSC Code IBKL0119R04 of Idbi Bank for the The Co Operative Bank Of Rajkot Ltd Jasdan branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0119R04 of Idbi Bank for its The Co Operative Bank Of Rajkot Ltd Jasdan branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Rajkot and Jasdan, print them on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for The Co Operative Bank Of Rajkot Ltd Jasdan or Rajkot to get the exact IFSC Code IBKL0119R04.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Rajkot, you'll get the correct details.

How to Use IFSC Code IBKL0119R04 for Online Transfers?

Once you have the IFSC Code IBKL0119R04 for the The Co Operative Bank Of Rajkot Ltd Jasdan branch of Idbi Bank in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0119R04. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0119R04.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank The Co Operative Bank Of Rajkot Ltd Jasdan in Rajkot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in The Co Operative Bank Of Rajkot Ltd Jasdan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in The Co Operative Bank Of Rajkot Ltd Jasdan, Rajkot?

The IFSC Code is IBKL0119R04.

Is the IFSC Code IBKL0119R04 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank The Co Operative Bank Of Rajkot Ltd Jasdan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Co Operative Bank Of Rajkot Ltd Jasdan branch?

The address of the branch is Chitalia Kuva Road,Jasdan 360050 located in Rajkot, Jasdan, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.