IFSC Code of Idbi Bank, The Naval Dockyard Co-Operative Bank Ltd Karanja, Uran, Maharashtra — IBKL0452ND4

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its The Naval Dockyard Co-Operative Bank Ltd Karanja branch in Raigad, Uran, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IBKL0452ND4. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, The Naval Dockyard Co-Operative Bank Ltd Karanja, Raigad

Here are some of the key details that come with the IFSC Code IBKL0452ND4 of Idbi Bank for its branch located in Raigad, within the district of Uran in the state of Maharashtra.

These details help users in online banking and for businesses and individuals who use Idbi Bank in Raigad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0452ND4 for the The Naval Dockyard Co-Operative Bank Ltd Karanja branch of Idbi Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IBKL0452ND4 is given to every bank branch, including Idbi Bank located in The Naval Dockyard Co-Operative Bank Ltd Karanja, Raigad, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Idbi Bank branch in Raigad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Raigad and Uran.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Idbi Bank in The Naval Dockyard Co-Operative Bank Ltd Karanja doesn't end up at another location.

Format of the IFSC Code IBKL0452ND4

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Naval Dockyard Co-Operative Bank Ltd Karanja in Raigad.

For example, the IFSC Code IBKL0452ND4 of Idbi Bank for the The Naval Dockyard Co-Operative Bank Ltd Karanja branch includes these elements, identifying the bank and the branch location in Raigad and Maharashtra accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0452ND4 of Idbi Bank for its The Naval Dockyard Co-Operative Bank Ltd Karanja branch located in Raigad, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Raigad and Uran, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for The Naval Dockyard Co-Operative Bank Ltd Karanja or Raigad to get the exact IFSC Code IBKL0452ND4.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Raigad that will provide accurate information.

How to Use IFSC Code IBKL0452ND4 for Online Transfers?

Once you have the IFSC Code IBKL0452ND4 for the The Naval Dockyard Co-Operative Bank Ltd Karanja branch of Idbi Bank in Raigad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0452ND4. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0452ND4.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank The Naval Dockyard Co-Operative Bank Ltd Karanja in Raigad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Naval Dockyard Co-Operative Bank Ltd Karanja, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idbi Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raigad to handle online money transfers and get their cheques cleared smoothly.