The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Khordha Central Co-Operative Bank Ltd branch in Puri, Puri, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Puri or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code IBKL042KC17. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, Khordha Central Co-Operative Bank Ltd, Puri
The table below shows the main details of the IFSC Code IBKL042KC17 for the Idbi Bank branch in Puri, which falls under the Puri district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL042KC17 |
| Branch | Khordha Central Co-Operative Bank Ltd |
| City | Puri |
| District | Puri |
| State | Odisha |
| Address | At Po Parikud |
These details are essential not only for online banking users but also for businesses and individuals who use Idbi Bank in Puri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL042KC17 for the Khordha Central Co-Operative Bank Ltd branch of Idbi Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Khordha Central Co-Operative Bank Ltd, Puri, Odisha, are allotted a unique IFSC like IBKL042KC17 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Puri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Puri and Puri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idbi Bank in Khordha Central Co-Operative Bank Ltd reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code IBKL042KC17
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khordha Central Co-Operative Bank Ltd in Puri.
For example, the IFSC Code IBKL042KC17 of Idbi Bank for the Khordha Central Co-Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Puri and Odisha accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL042KC17 of Idbi Bank for its Khordha Central Co-Operative Bank Ltd branch located in Puri, the following methods can help:
Cheque Book
The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Puri and Puri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and find the branch locator section. Search for Khordha Central Co-Operative Bank Ltd or Puri to get the exact IFSC Code IBKL042KC17.
Mobile Banking App
If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Puri that will provide accurate information.
How to Use IFSC Code IBKL042KC17 for Online Transfers?
If you have the IFSC Code IBKL042KC17 for the Khordha Central Co-Operative Bank Ltd branch of Idbi Bank in Puri, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL042KC17. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL042KC17.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Khordha Central Co-Operative Bank Ltd in Puri, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Khordha Central Co-Operative Bank Ltd, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Puri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL042KC17.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Po Parikud located in Puri, Puri, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.