There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idbi Bank for its Pithoragarh Zila Sahkari Bank branch in Pithoragarh, Ganai Gangolihat, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Idbi Bank situated in Pithoragarh or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code IBKL0768P17. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Pithoragarh Zila Sahkari Bank, Pithoragarh
Below in the table are the key details related to IFSC Code IBKL0768P17 of Idbi Bank for its branch located in Pithoragarh, within the district of Ganai Gangolihat in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0768P17 |
| Branch | Pithoragarh Zila Sahkari Bank |
| City | Pithoragarh |
| District | Ganai Gangolihat |
| State | Uttarakhand |
| Address | Main Market Genai |
These details are essential not only for online banking users but also for businesses and individuals who use Idbi Bank in Pithoragarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0768P17 for the Pithoragarh Zila Sahkari Bank branch of Idbi Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Pithoragarh Zila Sahkari Bank, Pithoragarh, Uttarakhand, is provided a unique IFSC like IBKL0768P17 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in Pithoragarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pithoragarh and Ganai Gangolihat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Pithoragarh Zila Sahkari Bank do not get misguided to another person.
Format of the IFSC Code IBKL0768P17
This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pithoragarh Zila Sahkari Bank in Pithoragarh.
For example, the IFSC Code IBKL0768P17 of Idbi Bank for the Pithoragarh Zila Sahkari Bank branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0768P17 of Idbi Bank for its Pithoragarh Zila Sahkari Bank branch located in Pithoragarh, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Pithoragarh and Ganai Gangolihat, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Pithoragarh Zila Sahkari Bank or Pithoragarh to get the exact IFSC Code IBKL0768P17.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Pithoragarh, you'll get the correct details.
How to Use IFSC Code IBKL0768P17 for Online Transfers?
Once you have the IFSC Code IBKL0768P17 for the Pithoragarh Zila Sahkari Bank branch of Idbi Bank in Pithoragarh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0768P17. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0768P17.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank Pithoragarh Zila Sahkari Bank in Pithoragarh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in Pithoragarh Zila Sahkari Bank, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pithoragarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Pithoragarh Zila Sahkari Bank Pithoragarh branch is IBKL0768P17.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Main Market Genai.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.