Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idbi Bank for its Pithoragarh Zila Sahkari Bank branch in Pithoragarh, Berinag, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idbi Bank located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IBKL0768P07. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Pithoragarh Zila Sahkari Bank, Pithoragarh

Here are some of the key details that come with the IFSC Code IBKL0768P07 of Idbi Bank for its branch located in Pithoragarh, within the district of Berinag in the state of Uttarakhand.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0768P07
Branch Pithoragarh Zila Sahkari Bank
City Pithoragarh
District Berinag
State Uttarakhand
Address Main Market Berinag

These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Pithoragarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0768P07 for the Pithoragarh Zila Sahkari Bank branch of Idbi Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Pithoragarh Zila Sahkari Bank, Pithoragarh, Uttarakhand, is provided with a unique IFSC like IBKL0768P07 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idbi Bank branch in Pithoragarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pithoragarh and Berinag.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in Pithoragarh Zila Sahkari Bank do not get mixed with another location.

Format of the IFSC Code IBKL0768P07

The format of the IFSC Code for banks, including Idbi Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pithoragarh Zila Sahkari Bank in Pithoragarh.

For example, the IFSC Code IBKL0768P07 of Idbi Bank for the Pithoragarh Zila Sahkari Bank branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand correctly.

How to Find IFSC Code for Idbi Bank?

If you are looking for the IFSC Code IBKL0768P07 of Idbi Bank for its Pithoragarh Zila Sahkari Bank branch located in Pithoragarh, the following methods can help:

Cheque Book

The cheque book that is issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idbi Bank branches in Pithoragarh and Berinag, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idbi Bank and look for the branch locator section, then search for Pithoragarh Zila Sahkari Bank or Pithoragarh to get the exact IFSC Code IBKL0768P07.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idbi Bank and Pithoragarh, then it will provide you proper information.

How to Use IFSC Code IBKL0768P07 for Online Transfers?

Once you have the IFSC Code IBKL0768P07 for the Pithoragarh Zila Sahkari Bank branch of Idbi Bank in Pithoragarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0768P07. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0768P07.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idbi Bank Pithoragarh Zila Sahkari Bank in Pithoragarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in Pithoragarh Zila Sahkari Bank, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pithoragarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Pithoragarh Zila Sahkari Bank, Pithoragarh?

The IFSC Code is IBKL0768P07.

Is the IFSC Code IBKL0768P07 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Pithoragarh Zila Sahkari Bank?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pithoragarh Zila Sahkari Bank branch?

The address of the branch is Main Market Berinag located in Pithoragarh, Berinag, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.