For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idbi Bank for its Pithoragarh Zila Sahkari Bank branch in Pithoragarh, Munsiari, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Idbi Bank located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IBKL0768P06. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Pithoragarh Zila Sahkari Bank, Pithoragarh

Here are the main details that are associated with the IFSC Code IBKL0768P06 of Idbi Bank for its branch located in Pithoragarh, within the district of Munsiari in the state of Uttarakhand.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0768P06
Branch Pithoragarh Zila Sahkari Bank
City Pithoragarh
District Munsiari
State Uttarakhand
Address Main Market Munsyari

These details are essential not only for online banking users but also for businesses and individuals who use Idbi Bank in Pithoragarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0768P06 for the Pithoragarh Zila Sahkari Bank branch of Idbi Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Pithoragarh Zila Sahkari Bank, Pithoragarh, Uttarakhand, are allotted a unique IFSC like IBKL0768P06 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pithoragarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pithoragarh and Munsiari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idbi Bank in Pithoragarh Zila Sahkari Bank reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code IBKL0768P06

This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pithoragarh Zila Sahkari Bank in Pithoragarh.

For example, the IFSC Code IBKL0768P06 of Idbi Bank for the Pithoragarh Zila Sahkari Bank branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand accurately.

How to Find IFSC Code for Idbi Bank?

If you are looking for the IFSC Code IBKL0768P06 of Idbi Bank for its Pithoragarh Zila Sahkari Bank branch located in Pithoragarh, the following methods can help:

Cheque Book

The cheque book that is issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idbi Bank branches in Pithoragarh and Munsiari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idbi Bank and look for the branch locator section, then search for Pithoragarh Zila Sahkari Bank or Pithoragarh to get the exact IFSC Code IBKL0768P06.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idbi Bank and Pithoragarh, then it will provide you proper information.

How to Use IFSC Code IBKL0768P06 for Online Transfers?

Once you have the IFSC Code IBKL0768P06 for the Pithoragarh Zila Sahkari Bank branch of Idbi Bank in Pithoragarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0768P06. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0768P06.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Pithoragarh Zila Sahkari Bank in Pithoragarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Pithoragarh Zila Sahkari Bank, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pithoragarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Pithoragarh Zila Sahkari Bank, Pithoragarh?

The IFSC Code is IBKL0768P06.

Is the IFSC Code IBKL0768P06 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Pithoragarh Zila Sahkari Bank?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pithoragarh Zila Sahkari Bank branch?

The address of the branch is Main Market Munsyari located in Pithoragarh, Munsiari, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.