There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Idbi Bank for its The Tiruvalla East Cooperative Bank, Ezhumattoor Branch branch in Pathanamthitta, Thiruvalla, Kerala, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Idbi Bank situated in Pathanamthitta or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code IBKL0029T15. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, The Tiruvalla East Cooperative Bank, Ezhumattoor Branch, Pathanamthitta
The table below shows the main details of the IFSC Code IBKL0029T15 for the Idbi Bank branch in Pathanamthitta, which falls under the Thiruvalla district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0029T15 |
| Branch | The Tiruvalla East Cooperative Bank, Ezhumattoor Branch |
| City | Pathanamthitta |
| District | Thiruvalla |
| State | Kerala |
| Address | Ezhumattoor Branch, Ezhumattoor P O 689586 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Pathanamthitta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0029T15 for the The Tiruvalla East Cooperative Bank, Ezhumattoor Branch branch of Idbi Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in The Tiruvalla East Cooperative Bank, Ezhumattoor Branch, Pathanamthitta, Kerala, is provided with a unique IFSC like IBKL0029T15 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Pathanamthitta and Thiruvalla.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in The Tiruvalla East Cooperative Bank, Ezhumattoor Branch do not get mixed with another location.
Format of the IFSC Code IBKL0029T15
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Tiruvalla East Cooperative Bank, Ezhumattoor Branch in Pathanamthitta.
For example, the IFSC Code IBKL0029T15 of Idbi Bank for the The Tiruvalla East Cooperative Bank, Ezhumattoor Branch branch has these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.
How to Find IFSC Code for Idbi Bank?
If you are looking for the IFSC Code IBKL0029T15 of Idbi Bank for its The Tiruvalla East Cooperative Bank, Ezhumattoor Branch branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque book that is issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idbi Bank branches in Pathanamthitta and Thiruvalla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idbi Bank and look for the branch locator section, then search for The Tiruvalla East Cooperative Bank, Ezhumattoor Branch or Pathanamthitta to get the exact IFSC Code IBKL0029T15.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idbi Bank and Pathanamthitta, then it will provide you proper information.
How to Use IFSC Code IBKL0029T15 for Online Transfers?
Once you have the IFSC Code IBKL0029T15 for the The Tiruvalla East Cooperative Bank, Ezhumattoor Branch branch of Idbi Bank in Pathanamthitta, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0029T15. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0029T15.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank The Tiruvalla East Cooperative Bank, Ezhumattoor Branch in Pathanamthitta, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Tiruvalla East Cooperative Bank, Ezhumattoor Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0029T15.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ezhumattoor Branch, Ezhumattoor P O 689586 located in Pathanamthitta, Thiruvalla, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.