Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Adoor branch in Pathanamthitta, Adoor, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IBKL0001507. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Adoor, Pathanamthitta

Here are the main details that are associated with the IFSC Code IBKL0001507 of Idbi Bank for its branch located in Pathanamthitta, within the district of Adoor in the state of Kerala.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0001507
Branch Adoor
City Pathanamthitta
District Adoor
State Kerala
Address H Lg C Cl Jc 953

These details helps users in online banking and for businesses and individuals who use Idbi Bank in Pathanamthitta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0001507 for the Adoor branch of Idbi Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Adoor, Pathanamthitta, Kerala, is provided a unique IFSC like IBKL0001507 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Idbi Bank branch in Pathanamthitta.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pathanamthitta and Adoor.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Adoor do not get misguided to another person.

Format of the IFSC Code IBKL0001507

This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Adoor in Pathanamthitta.

For example, the IFSC Code IBKL0001507 of Idbi Bank for the Adoor branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0001507 of Idbi Bank for its Adoor branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Pathanamthitta and Adoor, print them on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Adoor or Pathanamthitta to get the exact IFSC Code IBKL0001507.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Pathanamthitta, you'll get the correct details.

How to Use IFSC Code IBKL0001507 for Online Transfers?

If you have the IFSC Code IBKL0001507 for the Adoor branch of Idbi Bank in Pathanamthitta, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0001507. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0001507.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Adoor in Pathanamthitta, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in Adoor, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pathanamthitta manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Adoor, Pathanamthitta?

The IFSC Code is IBKL0001507.

Is the IFSC Code IBKL0001507 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Adoor?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Adoor branch?

The address of the branch is H Lg C Cl Jc 953 located in Pathanamthitta, Adoor, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.