For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idbi Bank for its Naharlagun branch in Papumpare, Naharlagun, Arunachal Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Idbi Bank located in Papumpare or anywhere in Arunachal Pradesh can transfer funds instantly by using the correct IFSC Code IBKL0002219. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Naharlagun, Papumpare
The table below shows the main details of the IFSC Code IBKL0002219 for the Idbi Bank branch in Papumpare, which falls under the Naharlagun district in Arunachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0002219 |
| Branch | Naharlagun |
| City | Papumpare |
| District | Naharlagun |
| State | Arunachal Pradesh |
| Address | Ntopposteentsscncsectornhrgunpn791110 |
These details helps users in online banking and for businesses and individuals who use Idbi Bank in Papumpare for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0002219 for the Naharlagun branch of Idbi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Naharlagun, Papumpare, Arunachal Pradesh, are allotted a unique IFSC like IBKL0002219 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Papumpare.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Papumpare and Naharlagun.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idbi Bank in Naharlagun reaches the right place, even though there are thousands of branches in Arunachal Pradesh and across India.
Format of the IFSC Code IBKL0002219
The format of the IFSC Code for banks, including Idbi Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Naharlagun in Papumpare.
For example, the IFSC Code IBKL0002219 of Idbi Bank for the Naharlagun branch includes these elements, identifying the bank and the branch location in Papumpare and Arunachal Pradesh correctly.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0002219 of Idbi Bank for its Naharlagun branch located in Papumpare, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Papumpare and Naharlagun, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Naharlagun or Papumpare to get the exact IFSC Code IBKL0002219.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Papumpare, you'll get the correct details.
How to Use IFSC Code IBKL0002219 for Online Transfers?
Once you have the IFSC Code IBKL0002219 for the Naharlagun branch of Idbi Bank in Papumpare, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0002219. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0002219.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank Naharlagun in Papumpare, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Naharlagun, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Papumpare manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0002219.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ntopposteentsscncsectornhrgunpn791110 located in Papumpare, Naharlagun, Arunachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.