The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Mathura branch in Mathura, Mathura, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Mathura or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IBKL0000274. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, Mathura, Mathura
Here are some of the key details that come with the IFSC Code IBKL0000274 of Idbi Bank for its branch located in Mathura, within the district of Mathura in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0000274 |
| Branch | Mathura |
| City | Mathura |
| District | Mathura |
| State | Uttar Pradesh |
| Address | 146/2756 A,┬Ádaresi Road,┬Ámathura┬Áuttar Pradesh┬Á281001┬Á |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Mathura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0000274 for the Mathura branch of Idbi Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Mathura, Mathura, Uttar Pradesh, is provided a unique IFSC like IBKL0000274 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in Mathura.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mathura and Mathura.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Mathura do not get misguided to another person.
Format of the IFSC Code IBKL0000274
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mathura in Mathura.
For example, the IFSC Code IBKL0000274 of Idbi Bank for the Mathura branch has these elements, identifying the bank and the branch location in Mathura and Uttar Pradesh correctly.
How to Find IFSC Code for Idbi Bank?
If you are looking for the IFSC Code IBKL0000274 of Idbi Bank for its Mathura branch located in Mathura, the following methods can help:
Cheque Book
The cheque book that is issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idbi Bank branches in Mathura and Mathura, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idbi Bank and look for the branch locator section, then search for Mathura or Mathura to get the exact IFSC Code IBKL0000274.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idbi Bank and Mathura, then it will provide you proper information.
How to Use IFSC Code IBKL0000274 for Online Transfers?
Once you have the IFSC Code IBKL0000274 for the Mathura branch of Idbi Bank in Mathura, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0000274. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0000274.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank Mathura in Mathura, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in Mathura, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mathura manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0000274.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 146/2756 A,┬Ádaresi Road,┬Ámathura┬Áuttar Pradesh┬Á281001┬Á located in Mathura, Mathura, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.