The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Arsara, Dist- Mainpuri branch in Mainpuri, Arsara, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Mainpuri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IBKL0001396. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, Arsara, Dist- Mainpuri, Mainpuri
Below in the table are the key details related to IFSC Code IBKL0001396 of Idbi Bank for its branch located in Mainpuri, within the district of Arsara in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0001396 |
| Branch | Arsara, Dist- Mainpuri |
| City | Mainpuri |
| District | Arsara |
| State | Uttar Pradesh |
| Address | Village And Post Arsara, Tehsil Bhongaon, Dist Mainpuri, Uttar Pradesh Pin 205304 |
These details helps users in online banking and for businesses and individuals who use Idbi Bank in Mainpuri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0001396 for the Arsara, Dist- Mainpuri branch of Idbi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IBKL0001396 is given to every bank branch, including Idbi Bank located in Arsara, Dist- Mainpuri, Mainpuri, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Mainpuri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mainpuri and Arsara.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Idbi Bank in Arsara, Dist- Mainpuri doesn't end up at another location.
Format of the IFSC Code IBKL0001396
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arsara, Dist- Mainpuri in Mainpuri.
For example, the IFSC Code IBKL0001396 of Idbi Bank for the Arsara, Dist- Mainpuri branch includes these elements, identifying the bank and the branch location in Mainpuri and Uttar Pradesh accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0001396 of Idbi Bank for its Arsara, Dist- Mainpuri branch located in Mainpuri, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Idbi Bank branches in Mainpuri and Arsara, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Arsara, Dist- Mainpuri or Mainpuri to get the exact IFSC Code IBKL0001396.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Mainpuri, you'll get the correct details.
How to Use IFSC Code IBKL0001396 for Online Transfers?
Once you have the IFSC Code IBKL0001396 for the Arsara, Dist- Mainpuri branch of Idbi Bank in Mainpuri, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0001396. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0001396.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank Arsara, Dist- Mainpuri in Mainpuri, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Arsara, Dist- Mainpuri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mainpuri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Arsara, Dist- Mainpuri Mainpuri branch is IBKL0001396.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Village And Post Arsara, Tehsil Bhongaon, Dist Mainpuri, Uttar Pradesh Pin 205304.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.