Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Garthan branch in Madhepura, Madhepura, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Madhepura or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IBKL0001535. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Garthan, Madhepura
The table below shows the main details of the IFSC Code IBKL0001535 for the Idbi Bank branch in Madhepura, which falls under the Madhepura district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0001535 |
| Branch | Garthan |
| City | Madhepura |
| District | Madhepura |
| State | Bihar |
| Address | At Bhagwanpur,Po Sahugarh 2,Madhepura Bihar 852113 |
These details help users in online banking and for businesses and individuals who use Idbi Bank in Madhepura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0001535 for the Garthan branch of Idbi Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Garthan, Madhepura, Bihar, is provided a unique IFSC like IBKL0001535 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in Madhepura.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Madhepura and Madhepura.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Garthan do not get misguided to another person.
Format of the IFSC Code IBKL0001535
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garthan in Madhepura.
For example, the IFSC Code IBKL0001535 of Idbi Bank for the Garthan branch includes these elements, identifying the bank and the branch location in Madhepura and Bihar accurately.
How to Find IFSC Code for Idbi Bank?
To find the IFSC Code IBKL0001535 of Idbi Bank for its Garthan branch located in Madhepura, the following methods can help you out:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Madhepura and Madhepura, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and go to the branch locator section. Then search for Garthan or Madhepura to find the exact IFSC Code IBKL0001535.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idbi Bank and Madhepura will provide accurate information.
How to Use IFSC Code IBKL0001535 for Online Transfers?
Once you have the IFSC Code IBKL0001535 for the Garthan branch of Idbi Bank in Madhepura, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL0001535. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0001535.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Garthan in Madhepura, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in Garthan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Madhepura manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0001535.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Bhagwanpur,Po Sahugarh 2,Madhepura Bihar 852113 located in Madhepura, Madhepura, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.