IFSC Code of Idbi Bank, North Lakhimpur, North Lakhimpur, Assam — IBKL0001224

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Idbi Bank for its North Lakhimpur branch in Lakhimpur, North Lakhimpur, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Idbi Bank located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IBKL0001224. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, North Lakhimpur, Lakhimpur

The table below shows the main details of the IFSC Code IBKL0001224 for the Idbi Bank branch in Lakhimpur, which falls under the North Lakhimpur district in Assam.

These details helps users in online banking and for businesses and individuals who use Idbi Bank in Lakhimpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0001224 for the North Lakhimpur branch of Idbi Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in North Lakhimpur, Lakhimpur, Assam, is provided with a unique IFSC like IBKL0001224 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Idbi Bank branch in Lakhimpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Lakhimpur and North Lakhimpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in North Lakhimpur do not get mixed with another location.

Format of the IFSC Code IBKL0001224

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like North Lakhimpur in Lakhimpur.

For example, the IFSC Code IBKL0001224 of Idbi Bank for the North Lakhimpur branch has these elements, identifying the bank and the branch location in Lakhimpur and Assam correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0001224 of Idbi Bank for its North Lakhimpur branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Lakhimpur and North Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for North Lakhimpur or Lakhimpur to get the exact IFSC Code IBKL0001224.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Lakhimpur that will provide accurate information.

How to Use IFSC Code IBKL0001224 for Online Transfers?

Once you have the IFSC Code IBKL0001224 for the North Lakhimpur branch of Idbi Bank in Lakhimpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0001224. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Idbi Bank IFSC Code IBKL0001224.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Idbi Bank North Lakhimpur in Lakhimpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in North Lakhimpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idbi Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lakhimpur manage their online transfers and cheque clearances easily.