The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its The Prathamik Shikshak Sahakari Bank Ltd,Halakarni branch in Kolhapur, Halkarni, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IBKL0464P10. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, The Prathamik Shikshak Sahakari Bank Ltd,Halakarni, Kolhapur
Here are the main details that are associated with the IFSC Code IBKL0464P10 of Idbi Bank for its branch located in Kolhapur, within the district of Halkarni in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0464P10 |
| Branch | The Prathamik Shikshak Sahakari Bank Ltd,Halakarni |
| City | Kolhapur |
| District | Halkarni |
| State | Maharashtra |
| Address | Rucgsopur |
These details helps users in online banking and for businesses and individuals who use Idbi Bank in Kolhapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0464P10 for the The Prathamik Shikshak Sahakari Bank Ltd,Halakarni branch of Idbi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in The Prathamik Shikshak Sahakari Bank Ltd,Halakarni, Kolhapur, Maharashtra, are allotted a unique IFSC like IBKL0464P10 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kolhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kolhapur and Halkarni.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idbi Bank in The Prathamik Shikshak Sahakari Bank Ltd,Halakarni reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code IBKL0464P10
The format of the IFSC Code for banks, including Idbi Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Prathamik Shikshak Sahakari Bank Ltd,Halakarni in Kolhapur.
For example, the IFSC Code IBKL0464P10 of Idbi Bank for the The Prathamik Shikshak Sahakari Bank Ltd,Halakarni branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.
How to Find IFSC Code for Idbi Bank?
To find the IFSC Code IBKL0464P10 of Idbi Bank for its The Prathamik Shikshak Sahakari Bank Ltd,Halakarni branch located in Kolhapur, the following methods can help you out:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Kolhapur and Halkarni, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and go to the branch locator section. Then search for The Prathamik Shikshak Sahakari Bank Ltd,Halakarni or Kolhapur to find the exact IFSC Code IBKL0464P10.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idbi Bank and Kolhapur will provide accurate information.
How to Use IFSC Code IBKL0464P10 for Online Transfers?
If you have the IFSC Code IBKL0464P10 for the The Prathamik Shikshak Sahakari Bank Ltd,Halakarni branch of Idbi Bank in Kolhapur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0464P10. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0464P10.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank The Prathamik Shikshak Sahakari Bank Ltd,Halakarni in Kolhapur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in The Prathamik Shikshak Sahakari Bank Ltd,Halakarni, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kolhapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0464P10.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Rucgsopur located in Kolhapur, Halkarni, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.