The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its The Co Operative Bank Of Rajkot Ltd Nadiad branch in Kheda, Nadiad, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IBKL0119R19. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, The Co Operative Bank Of Rajkot Ltd Nadiad, Kheda
The table below shows the main details of the IFSC Code IBKL0119R19 for the Idbi Bank branch in Kheda, which falls under the Nadiad district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0119R19 |
| Branch | The Co Operative Bank Of Rajkot Ltd Nadiad |
| City | Kheda |
| District | Nadiad |
| State | Gujarat |
| Address | Santram Raod,Near Glob Cinema,Nadiad - 387001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Kheda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0119R19 for the The Co Operative Bank Of Rajkot Ltd Nadiad branch of Idbi Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IBKL0119R19 is given to every bank branch, including Idbi Bank located in The Co Operative Bank Of Rajkot Ltd Nadiad, Kheda, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Kheda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kheda and Nadiad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Idbi Bank in The Co Operative Bank Of Rajkot Ltd Nadiad doesn't end up at another location.
Format of the IFSC Code IBKL0119R19
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Co Operative Bank Of Rajkot Ltd Nadiad in Kheda.
For example, the IFSC Code IBKL0119R19 of Idbi Bank for the The Co Operative Bank Of Rajkot Ltd Nadiad branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0119R19 of Idbi Bank for its The Co Operative Bank Of Rajkot Ltd Nadiad branch located in Kheda, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Kheda and Nadiad, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for The Co Operative Bank Of Rajkot Ltd Nadiad or Kheda to get the exact IFSC Code IBKL0119R19.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Kheda, you'll get the correct details.
How to Use IFSC Code IBKL0119R19 for Online Transfers?
Once you have the IFSC Code IBKL0119R19 for the The Co Operative Bank Of Rajkot Ltd Nadiad branch of Idbi Bank in Kheda, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0119R19. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0119R19.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idbi Bank The Co Operative Bank Of Rajkot Ltd Nadiad in Kheda may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in The Co Operative Bank Of Rajkot Ltd Nadiad, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kheda manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0119R19.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Santram Raod,Near Glob Cinema,Nadiad - 387001 located in Kheda, Nadiad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.