The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch branch in Jorhat, Jorhat, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Jorhat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IBKL0743KMC. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch, Jorhat
Here are the main details that are associated with the IFSC Code IBKL0743KMC of Idbi Bank for its branch located in Jorhat, within the district of Jorhat in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0743KMC |
| Branch | Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch |
| City | Jorhat |
| District | Jorhat |
| State | Assam |
| Address | Swahid Konoklota Barua Smriti Bhawan, Gar-Ali, Jorhat-785001 |
These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Jorhat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0743KMC for the Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch branch of Idbi Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch, Jorhat, Assam, is provided a unique IFSC like IBKL0743KMC so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in Jorhat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Jorhat and Jorhat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch do not get misguided to another person.
Format of the IFSC Code IBKL0743KMC
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch in Jorhat.
For example, the IFSC Code IBKL0743KMC of Idbi Bank for the Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch branch has these elements, identifying the bank and the branch location in Jorhat and Assam correctly.
How to Find IFSC Code for Idbi Bank?
If you are looking for the IFSC Code IBKL0743KMC of Idbi Bank for its Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch branch located in Jorhat, the following methods can help:
Cheque Book
The cheque book that is issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Idbi Bank branches in Jorhat and Jorhat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Idbi Bank and look for the branch locator section, then search for Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch or Jorhat to get the exact IFSC Code IBKL0743KMC.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idbi Bank and Jorhat, then it will provide you proper information.
How to Use IFSC Code IBKL0743KMC for Online Transfers?
If you have the IFSC Code IBKL0743KMC for the Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch branch of Idbi Bank in Jorhat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0743KMC. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0743KMC.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch in Jorhat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Konoklota Mahila Urban Co-Operative Bank Ltd,Gar Ali Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jorhat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0743KMC.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Swahid Konoklota Barua Smriti Bhawan, Gar-Ali, Jorhat-785001 located in Jorhat, Jorhat, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.