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IFSC Code of Idbi Bank, Retail Assets-Jodhpur, Jodhpur, Rajasthan — IBKL0000823

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Retail Assets-Jodhpur branch in Jodhpur, Jodhpur, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code IBKL0000823. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, Retail Assets-Jodhpur, Jodhpur

Here are the main details that are associated with the IFSC Code IBKL0000823 of Idbi Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0000823
Branch Retail Assets-Jodhpur
City Jodhpur
District Jodhpur
State Rajasthan
Address Opp.Nasrani Cinema,Chopasani Road, Jodhpur-342003,Rajasthan

These details helps users in online banking and for businesses and individuals who use Idbi Bank in Jodhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0000823 for the Retail Assets-Jodhpur branch of Idbi Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Retail Assets-Jodhpur, Jodhpur, Rajasthan, is provided a unique IFSC like IBKL0000823 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Idbi Bank branch in Jodhpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Retail Assets-Jodhpur do not get misguided to another person.

Format of the IFSC Code IBKL0000823

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Retail Assets-Jodhpur in Jodhpur.

For example, the IFSC Code IBKL0000823 of Idbi Bank for the Retail Assets-Jodhpur branch includes these elements, identifying the bank and the branch location in Jodhpur and Rajasthan accurately.

How to Find IFSC Code for Idbi Bank?

To find the IFSC Code IBKL0000823 of Idbi Bank for its Retail Assets-Jodhpur branch located in Jodhpur, the following methods can help you out:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and go to the branch locator section. Then search for Retail Assets-Jodhpur or Jodhpur to find the exact IFSC Code IBKL0000823.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idbi Bank and Jodhpur will provide accurate information.

How to Use IFSC Code IBKL0000823 for Online Transfers?

If you have the IFSC Code IBKL0000823 for the Retail Assets-Jodhpur branch of Idbi Bank in Jodhpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0000823. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0000823.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Retail Assets-Jodhpur in Jodhpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in Retail Assets-Jodhpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jodhpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank Retail Assets-Jodhpur Jodhpur?

The IFSC Code of the Retail Assets-Jodhpur Jodhpur branch is IBKL0000823.

Is IFSC Code IBKL0000823 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Idbi Bank Retail Assets-Jodhpur branch?

The branch is located at Opp.Nasrani Cinema,Chopasani Road, Jodhpur-342003,Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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