The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Atmalpur Bonga branch in Haridwar, Hardwar, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IBKL0001769. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, Atmalpur Bonga, Haridwar
Here are some of the key details that come with the IFSC Code IBKL0001769 of Idbi Bank for its branch located in Haridwar, within the district of Hardwar in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0001769 |
| Branch | Atmalpur Bonga |
| City | Haridwar |
| District | Hardwar |
| State | Uttarakhand |
| Address | Vill - Atmalpur Bonga,Nr Bahadrabad Tehsil Office,Haridwar,Uttrakhand - 249402 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Haridwar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0001769 for the Atmalpur Bonga branch of Idbi Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Atmalpur Bonga, Haridwar, Uttarakhand, are allotted a unique IFSC like IBKL0001769 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Haridwar and Hardwar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idbi Bank in Atmalpur Bonga reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code IBKL0001769
The format of the IFSC Code for banks, including Idbi Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Atmalpur Bonga in Haridwar.
For example, the IFSC Code IBKL0001769 of Idbi Bank for the Atmalpur Bonga branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand correctly.
How to Find IFSC Code for Idbi Bank?
To find the IFSC Code IBKL0001769 of Idbi Bank for its Atmalpur Bonga branch located in Haridwar, the following methods can help you out:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Haridwar and Hardwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and go to the branch locator section. Then search for Atmalpur Bonga or Haridwar to find the exact IFSC Code IBKL0001769.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idbi Bank and Haridwar will provide accurate information.
How to Use IFSC Code IBKL0001769 for Online Transfers?
Once you have the IFSC Code IBKL0001769 for the Atmalpur Bonga branch of Idbi Bank in Haridwar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL0001769. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0001769.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Atmalpur Bonga in Haridwar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Atmalpur Bonga, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0001769.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill - Atmalpur Bonga,Nr Bahadrabad Tehsil Office,Haridwar,Uttrakhand - 249402 located in Haridwar, Hardwar, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.