Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Jharkhand State Co-Op Bank Thethai-Tanger Ttg branch in Gumla, Simdega, Jharkhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Gumla or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code IBKL063JS33. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Jharkhand State Co-Op Bank Thethai-Tanger Ttg, Gumla
The table below shows the main details of the IFSC Code IBKL063JS33 for the Idbi Bank branch in Gumla, which falls under the Simdega district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL063JS33 |
| Branch | Jharkhand State Co-Op Bank Thethai-Tanger Ttg |
| City | Gumla |
| District | Simdega |
| State | Jharkhand |
| Address | Block Campus,Thethai-Tangar,Simdega - 835226 |
These details are essential not only for online banking users but also for businesses and individuals who use Idbi Bank in Gumla for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL063JS33 for the Jharkhand State Co-Op Bank Thethai-Tanger Ttg branch of Idbi Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IBKL063JS33 is given to every bank branch, including Idbi Bank located in Jharkhand State Co-Op Bank Thethai-Tanger Ttg, Gumla, Jharkhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Gumla.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gumla and Simdega.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Idbi Bank in Jharkhand State Co-Op Bank Thethai-Tanger Ttg doesn't end up at another location.
Format of the IFSC Code IBKL063JS33
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Idbi Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jharkhand State Co-Op Bank Thethai-Tanger Ttg in Gumla.
For example, the IFSC Code IBKL063JS33 of Idbi Bank for the Jharkhand State Co-Op Bank Thethai-Tanger Ttg branch includes these elements, identifying the bank and the branch location in Gumla and Jharkhand accurately.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL063JS33 of Idbi Bank for its Jharkhand State Co-Op Bank Thethai-Tanger Ttg branch located in Gumla, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Idbi Bank branches in Gumla and Simdega, print them on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Jharkhand State Co-Op Bank Thethai-Tanger Ttg or Gumla to get the exact IFSC Code IBKL063JS33.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Gumla, you'll get the correct details.
How to Use IFSC Code IBKL063JS33 for Online Transfers?
If you have the IFSC Code IBKL063JS33 for the Jharkhand State Co-Op Bank Thethai-Tanger Ttg branch of Idbi Bank in Gumla, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL063JS33. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL063JS33.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Jharkhand State Co-Op Bank Thethai-Tanger Ttg in Gumla, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in Jharkhand State Co-Op Bank Thethai-Tanger Ttg, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gumla manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jharkhand State Co-Op Bank Thethai-Tanger Ttg Gumla branch is IBKL063JS33.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Block Campus,Thethai-Tangar,Simdega - 835226.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.