IFSC Code of Idbi Bank, State Transport Bank Gadchiroli, Gadchiroli, Maharashtra — IBKL0617S49

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its State Transport Bank Gadchiroli branch in Gadchiroli, Gadchiroli, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in Gadchiroli or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IBKL0617S49. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, State Transport Bank Gadchiroli, Gadchiroli

The table below shows the main details of the IFSC Code IBKL0617S49 for the Idbi Bank branch in Gadchiroli, which falls under the Gadchiroli district in Maharashtra.

These details help users in online banking and for businesses and individuals who use Idbi Bank in Gadchiroli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0617S49 for the State Transport Bank Gadchiroli branch of Idbi Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in State Transport Bank Gadchiroli, Gadchiroli, Maharashtra, is provided with a unique IFSC like IBKL0617S49 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Idbi Bank branch in Gadchiroli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gadchiroli and Gadchiroli.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in State Transport Bank Gadchiroli do not get mixed with another location.

Format of the IFSC Code IBKL0617S49

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like State Transport Bank Gadchiroli in Gadchiroli.

For example, the IFSC Code IBKL0617S49 of Idbi Bank for the State Transport Bank Gadchiroli branch has these elements, identifying the bank and the branch location in Gadchiroli and Maharashtra correctly.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0617S49 of Idbi Bank for its State Transport Bank Gadchiroli branch located in Gadchiroli, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in Gadchiroli and Gadchiroli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for State Transport Bank Gadchiroli or Gadchiroli to get the exact IFSC Code IBKL0617S49.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and Gadchiroli that will provide accurate information.

How to Use IFSC Code IBKL0617S49 for Online Transfers?

Once you have the IFSC Code IBKL0617S49 for the State Transport Bank Gadchiroli branch of Idbi Bank in Gadchiroli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0617S49. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0617S49.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idbi Bank State Transport Bank Gadchiroli in Gadchiroli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in State Transport Bank Gadchiroli, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Idbi Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gadchiroli to handle online money transfers and get their cheques cleared smoothly.