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IFSC Code of Idbi Bank, Jharkhand State Co-Op Bank Jhb Main Branch Mbr, Ghatsila, Jharkhand — IBKL063JS99

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Jharkhand State Co-Op Bank Jhb Main Branch Mbr branch in East-Singhbhum, Ghatsila, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Idbi Bank located in East-Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code IBKL063JS99. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Idbi Bank, Jharkhand State Co-Op Bank Jhb Main Branch Mbr, East-Singhbhum

Here are the main details that are associated with the IFSC Code IBKL063JS99 of Idbi Bank for its branch located in East-Singhbhum, within the district of Ghatsila in the state of Jharkhand.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL063JS99
Branch Jharkhand State Co-Op Bank Jhb Main Branch Mbr
City East-Singhbhum
District Ghatsila
State Jharkhand
Address Main Road,Near Railway Station Ghatsila,Block Ghatsila-832303

These details helps users in online banking and for businesses and individuals who use Idbi Bank in East-Singhbhum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL063JS99 for the Jharkhand State Co-Op Bank Jhb Main Branch Mbr branch of Idbi Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Jharkhand State Co-Op Bank Jhb Main Branch Mbr, East-Singhbhum, Jharkhand, is provided a unique IFSC like IBKL063JS99 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Idbi Bank branch in East-Singhbhum.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like East-Singhbhum and Ghatsila.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Jharkhand State Co-Op Bank Jhb Main Branch Mbr do not get misguided to another person.

Format of the IFSC Code IBKL063JS99

This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jharkhand State Co-Op Bank Jhb Main Branch Mbr in East-Singhbhum.

For example, the IFSC Code IBKL063JS99 of Idbi Bank for the Jharkhand State Co-Op Bank Jhb Main Branch Mbr branch includes these elements, identifying the bank and the branch location in East-Singhbhum and Jharkhand accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL063JS99 of Idbi Bank for its Jharkhand State Co-Op Bank Jhb Main Branch Mbr branch located in East-Singhbhum, the following methods can help:

Cheque Book

The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Idbi Bank branches in East-Singhbhum and Ghatsila, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Idbi Bank and find the branch locator section. Search for Jharkhand State Co-Op Bank Jhb Main Branch Mbr or East-Singhbhum to get the exact IFSC Code IBKL063JS99.

Mobile Banking App

If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and East-Singhbhum that will provide accurate information.

How to Use IFSC Code IBKL063JS99 for Online Transfers?

If you have the IFSC Code IBKL063JS99 for the Jharkhand State Co-Op Bank Jhb Main Branch Mbr branch of Idbi Bank in East-Singhbhum, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL063JS99. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL063JS99.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Jharkhand State Co-Op Bank Jhb Main Branch Mbr in East-Singhbhum, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Idbi Bank in Jharkhand State Co-Op Bank Jhb Main Branch Mbr, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in East-Singhbhum manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Jharkhand State Co-Op Bank Jhb Main Branch Mbr, East-Singhbhum?

The IFSC Code is IBKL063JS99.

Is the IFSC Code IBKL063JS99 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Jharkhand State Co-Op Bank Jhb Main Branch Mbr?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jharkhand State Co-Op Bank Jhb Main Branch Mbr branch?

The address of the branch is Main Road,Near Railway Station Ghatsila,Block Ghatsila-832303 located in East-Singhbhum, Ghatsila, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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