The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Shillong Main Branch branch in East Khasi Hills, Shillong, Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code IBKL0000158. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, Shillong Main Branch, East Khasi Hills
Here are some of the key details that come with the IFSC Code IBKL0000158 of Idbi Bank for its branch located in East Khasi Hills, within the district of Shillong in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0000158 |
| Branch | Shillong Main Branch |
| City | East Khasi Hills |
| District | Shillong |
| State | Meghalaya |
| Address | Idbi Bank , Shillong Branch , Plot No 4, Opposite Mtc Building , Jail Road, Police Bazar, Shillong-793001 |
These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in East Khasi Hills for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0000158 for the Shillong Main Branch branch of Idbi Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Shillong Main Branch, East Khasi Hills, Meghalaya, is provided a unique IFSC like IBKL0000158 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Idbi Bank branch in East Khasi Hills.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like East Khasi Hills and Shillong.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for Idbi Bank in Shillong Main Branch do not get misguided to another person.
Format of the IFSC Code IBKL0000158
The format of the IFSC Code for banks, including Idbi Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shillong Main Branch in East Khasi Hills.
For example, the IFSC Code IBKL0000158 of Idbi Bank for the Shillong Main Branch branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya correctly.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0000158 of Idbi Bank for its Shillong Main Branch branch located in East Khasi Hills, the following methods can help:
Cheque Book
The cheque books that are issued by Idbi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in East Khasi Hills and Shillong, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and find the branch locator section. Search for Shillong Main Branch or East Khasi Hills to get the exact IFSC Code IBKL0000158.
Mobile Banking App
If you use Idbi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Idbi Bank and East Khasi Hills that will provide accurate information.
How to Use IFSC Code IBKL0000158 for Online Transfers?
Once you have the IFSC Code IBKL0000158 for the Shillong Main Branch branch of Idbi Bank in East Khasi Hills, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0000158. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0000158.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Idbi Bank Shillong Main Branch in East Khasi Hills may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Shillong Main Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Khasi Hills to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL0000158.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Idbi Bank , Shillong Branch , Plot No 4, Opposite Mtc Building , Jail Road, Police Bazar, Shillong-793001 located in East Khasi Hills, Shillong, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.