The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Idbi Bank for its Dhemaji branch in Dhemaji, Dhemaji, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Idbi Bank located in Dhemaji or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IBKL0002082. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Idbi Bank, Dhemaji, Dhemaji
The table below shows the main details of the IFSC Code IBKL0002082 for the Idbi Bank branch in Dhemaji, which falls under the Dhemaji district in Assam.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL0002082 |
| Branch | Dhemaji |
| City | Dhemaji |
| District | Dhemaji |
| State | Assam |
| Address | Station Road,Ward No 3,Poand Ps Dhemaji,Dhemaji 787057 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Idbi Bank in Dhemaji for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0002082 for the Dhemaji branch of Idbi Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IBKL0002082 is given to every bank branch, including Idbi Bank located in Dhemaji, Dhemaji, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Idbi Bank branch in Dhemaji.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dhemaji and Dhemaji.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Idbi Bank in Dhemaji doesn't end up at another location.
Format of the IFSC Code IBKL0002082
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhemaji in Dhemaji.
For example, the IFSC Code IBKL0002082 of Idbi Bank for the Dhemaji branch has these elements, identifying the bank and the branch location in Dhemaji and Assam correctly.
How to Find IFSC Code for Idbi Bank?
If you are trying to find the IFSC Code IBKL0002082 of Idbi Bank for its Dhemaji branch located in Dhemaji, the following methods can help:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Idbi Bank branches in Dhemaji and Dhemaji, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Dhemaji or Dhemaji to get the exact IFSC Code IBKL0002082.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Dhemaji, you'll get the correct details.
How to Use IFSC Code IBKL0002082 for Online Transfers?
If you have the IFSC Code IBKL0002082 for the Dhemaji branch of Idbi Bank in Dhemaji, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IBKL0002082. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0002082.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Dhemaji in Dhemaji, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Dhemaji, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhemaji to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dhemaji Dhemaji branch is IBKL0002082.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Station Road,Ward No 3,Poand Ps Dhemaji,Dhemaji 787057.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.