Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Deoria branch in Deoria, Deoria, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Deoria or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IBKL0001265. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Deoria, Deoria

Here are the key points that are associated with the IFSC Code IBKL0001265 of Idbi Bank for its branch located in Deoria, within the district of Deoria in the state of Uttar Pradesh.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0001265
Branch Deoria
City Deoria
District Deoria
State Uttar Pradesh
Address Raghav Nagar Opp.Sbi Main Branch,Deoria-274001

These details are essential not only for online banking users but also for businesses and individuals who use Idbi Bank in Deoria for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL0001265 for the Deoria branch of Idbi Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Deoria, Deoria, Uttar Pradesh, are allotted a unique IFSC like IBKL0001265 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Deoria.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Deoria and Deoria.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Idbi Bank in Deoria reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IBKL0001265

This is the format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Idbi Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Deoria in Deoria.

For example, the IFSC Code IBKL0001265 of Idbi Bank for the Deoria branch includes these elements, identifying the bank and the branch location in Deoria and Uttar Pradesh accurately.

How to Find IFSC Code for Idbi Bank?

If you are trying to find the IFSC Code IBKL0001265 of Idbi Bank for its Deoria branch located in Deoria, the following methods can help:

Cheque Book

The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Idbi Bank branches in Deoria and Deoria, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Idbi Bank and navigate to the branch locator section. Search for Deoria or Deoria to get the exact IFSC Code IBKL0001265.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Idbi Bank and Deoria, you'll get the correct details.

How to Use IFSC Code IBKL0001265 for Online Transfers?

If you have the IFSC Code IBKL0001265 for the Deoria branch of Idbi Bank in Deoria, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IBKL0001265. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Idbi Bank IFSC Code IBKL0001265.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Idbi Bank Deoria in Deoria, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Deoria, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Deoria manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Deoria, Deoria?

The IFSC Code is IBKL0001265.

Is the IFSC Code IBKL0001265 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Deoria?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Deoria branch?

The address of the branch is Raghav Nagar Opp.Sbi Main Branch,Deoria-274001 located in Deoria, Deoria, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.