Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Idbi Bank for its Jharkhand State Cooperative Bank Limited Karon branch in Deoghar, Deoghar, Jharkhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Idbi Bank located in Deoghar or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code IBKL063JS15. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Idbi Bank, Jharkhand State Cooperative Bank Limited Karon, Deoghar
Below in the table are the key details related to IFSC Code IBKL063JS15 of Idbi Bank for its branch located in Deoghar, within the district of Deoghar in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Idbi Bank |
| IFSC Code | IBKL063JS15 |
| Branch | Jharkhand State Cooperative Bank Limited Karon |
| City | Deoghar |
| District | Deoghar |
| State | Jharkhand |
| Address | Deoghar-Jamtara Central Co-Operative Bank Ltd,Near Kharo Post Office,Karon Jamtara 825322 |
These details help users in online banking and for businesses and individuals who use Idbi Bank in Deoghar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IBKL063JS15 for the Jharkhand State Cooperative Bank Limited Karon branch of Idbi Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Idbi Bank located in Jharkhand State Cooperative Bank Limited Karon, Deoghar, Jharkhand, are allotted a unique IFSC like IBKL063JS15 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Deoghar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Deoghar and Deoghar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Idbi Bank in Jharkhand State Cooperative Bank Limited Karon reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code IBKL063JS15
The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Idbi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jharkhand State Cooperative Bank Limited Karon in Deoghar.
For example, the IFSC Code IBKL063JS15 of Idbi Bank for the Jharkhand State Cooperative Bank Limited Karon branch has these elements, identifying the bank and the branch location in Deoghar and Jharkhand correctly.
How to Find IFSC Code for Idbi Bank?
To find the IFSC Code IBKL063JS15 of Idbi Bank for its Jharkhand State Cooperative Bank Limited Karon branch located in Deoghar, the following methods can help you out:
Cheque Book
The cheque book issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Idbi Bank branches in Deoghar and Deoghar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Idbi Bank and go to the branch locator section. Then search for Jharkhand State Cooperative Bank Limited Karon or Deoghar to find the exact IFSC Code IBKL063JS15.
Mobile Banking App
If you use Idbi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Idbi Bank and Deoghar will provide accurate information.
How to Use IFSC Code IBKL063JS15 for Online Transfers?
Once you have the IFSC Code IBKL063JS15 for the Jharkhand State Cooperative Bank Limited Karon branch of Idbi Bank in Deoghar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IBKL063JS15. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL063JS15.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Jharkhand State Cooperative Bank Limited Karon in Deoghar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Idbi Bank in Jharkhand State Cooperative Bank Limited Karon, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Idbi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Deoghar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IBKL063JS15.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Deoghar-Jamtara Central Co-Operative Bank Ltd,Near Kharo Post Office,Karon Jamtara 825322 located in Deoghar, Deoghar, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.