Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Idbi Bank for its Dahod branch in Dahod, Dohad, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Idbi Bank located in Dahod or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IBKL0000445. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Idbi Bank, Dahod, Dahod

Here are some of the key details that come with the IFSC Code IBKL0000445 of Idbi Bank for its branch located in Dahod, within the district of Dohad in the state of Gujarat.

Particulars Details
Bank Idbi Bank
IFSC Code IBKL0000445
Branch Dahod
City Dahod
District Dohad
State Gujarat
Address Idbi Bank,Central Park, Govind Nagar Road Crossing, Dahod

These details are important not only for users using online banking but also for businesses and individuals who use Idbi Bank in Dahod for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IBKL0000445 for the Dahod branch of Idbi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Idbi Bank located in Dahod, Dahod, Gujarat, is provided with a unique IFSC like IBKL0000445 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Idbi Bank branch in Dahod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dahod and Dohad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Idbi Bank in Dahod do not get mixed with another location.

Format of the IFSC Code IBKL0000445

The format of the IFSC Code for banks, including Idbi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Idbi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dahod in Dahod.

For example, the IFSC Code IBKL0000445 of Idbi Bank for the Dahod branch includes these elements, identifying the bank and the branch location in Dahod and Gujarat accurately.

How to Find IFSC Code for Idbi Bank?

If you are looking for the IFSC Code IBKL0000445 of Idbi Bank for its Dahod branch located in Dahod, the following methods can help:

Cheque Book

The cheque book that is issued by Idbi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Idbi Bank branches in Dahod and Dohad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Idbi Bank and look for the branch locator section, then search for Dahod or Dahod to get the exact IFSC Code IBKL0000445.

Mobile Banking App

If you use Idbi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Idbi Bank and Dahod, then it will provide you proper information.

How to Use IFSC Code IBKL0000445 for Online Transfers?

Once you have the IFSC Code IBKL0000445 for the Dahod branch of Idbi Bank in Dahod, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IBKL0000445. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Idbi Bank IFSC Code IBKL0000445.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Idbi Bank Dahod in Dahod, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Idbi Bank in Dahod, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Idbi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dahod to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Idbi Bank in Dahod, Dahod?

The IFSC Code is IBKL0000445.

Is the IFSC Code IBKL0000445 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Idbi Bank Dahod?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dahod branch?

The address of the branch is Idbi Bank,Central Park, Govind Nagar Road Crossing, Dahod located in Dahod, Dohad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.